Credit Risk Analyst

at  Worldpay

CREDIT RISK ANALYST | CREDIT RISK | LONDON

Are you ready to write your next chapter?
Make your mark at one of the biggest names in payments. With proven technology, we process the largest volume of payments in the world, driving the global economy every day. When you join Worldpay, you join a global community of experts and changemakers, working to reinvent an industry by constantly evolving how we work and making the way millions of people pay easier, every day.
What makes a Worldpayer? It’s simple: Think, Act, Win. We stay curious, always asking the right questions to be better every day, finding creative solutions to simplify the complex. We’re dynamic, every Worldpayer is empowered to make the right decisions for their customers. And we’re determined, always staying open – winning and failing as one.
We’re looking for a Credit Risk Analyst to join our ever evolving Risk team to help us unleash the potential of every business.
Are you ready to make your mark? Then you sound like a Worldpayer.

WHAT YOU’LL OWN

Working out of our London office, you will be primarily responsible for either the initial underwriting of new customers or the end-to-end credit risk management of existing merchants within an assigned portfolio.

For underwriting, this will involve performing financial assessments of large corporates, proactively engaging with the commercial teams to find solutions that maximise onboarding opportunities, making recommendations in a clear and concise manner, seeking approval from the appropriate sanctioning authority and communicating conditions of sanction to both internal stakeholders and prospective customers. For portfolio management, this will involve analysing financial statements, compiling credit reviews, dealing with requests for new products/services that generate additional credit risk, seeking increased limits as a result of exception reports and/or alerts/triggers and managing financial deterioration/distress scenarios to minimise the risk of loss

• Undertake credit risk reviews of potential or existing clients
• Proactively engage with the commercial teams to find solutions that maximise onboarding opportunities
• Respond to client specific alerts and/or trigger events as required, including requests for additional products/services and maintain limit and approval systems in relation to your assigned portfolio
• Work closely with the Legal team, negotiating and reviewing bespoke contracts
• Contribute to our continuous improvement process by identifying and implementing process change
• Undertake ad-hoc tasks in support of the overall aim of managing credit risk exposure

Please refer the Job description for details