Credit Risk Manager

at  Buro Happold

Buro Happold is seeking a Credit Risk Manager to take ownership of the groups Credit Risk Function.
As the primary contact for the credit risk team, you will oversee all aspects to safeguard the group from potential credit losses. Externally, your role involves providing credit risk advice and monitoring the client portfolio for failure risks. Internally, you will drive the operational engine that ensures the prevention of losses.
A key component of this role is conducting detailed analyses of businesses worldwide, offering expert opinions on client solvency and sanctions risk. Stakeholders rely on this advice during their decision-making processes.
Additionally, building strong relationships with key stakeholders is crucial. You will escalate risks and advocate for the use of your insights to protect the group from losses.
This is a full-time permanent hybrid role, combining office and home working. You’ll be expected to be in the Bath or London office at least 2 days per week.

YOUR SKILLS AND EXPERIENCE:

• Any credit/loan underwriting or credit risk analysis experience.
• Preferably a Member of the Chartered Institute of Credit Management or a willing to work towards CICM qualification.
• Well versed in Sanctions Legislation and how it applies to the B2B environment.
• Comfortable providing credit feedback and advice to senior stakeholders up to board level globally.
• Able to build relationships and trust with stakeholders globally.
• Self-motivated - able to drive forward your area with your own ideas and desire to succeed.
• Experience in the construction sector and/or experience analysing businesses in the construction sector globally is preferrable.
• Politically and economically aware.
• Able to manage information overload and filter down to key pieces of information that drive timely & accurate credit assessments.
• Inquisitive mind and a willingness to go extra mile with research and analysis.
• Attention to detail.
• Line management experience is preferrable.
• Intermediate to Advanced Excel Skills.

A PLACE FOR EVERYONE

Buro Happold values an individual’s flexible approaches to working patterns as an important part of how you work and achieve balance. We welcome applications from those who are seeking flexibility in their careers.
Our exceptional portfolio of projects is the result of the diversity of thought, identities, backgrounds, and experiences that shape us. Appreciating each other’s differences is key, we want employees to feel they don’t have to mask elements of their identity to thrive.
We are working to change the lack of representation of marginalised groups in the built environment. We are particularly keen to hear from anyone who feels they are underrepresented in the industry. We have much to learn from one another. Embracing differences allows us to develop the most innovative and elegant solutions.
Please let us know if there are any adjustments we could make to the application process to make it easier and more comfortable for you. Contact recruitment@burohappold.com so we can work with you to support you throughout your application

YOUR NEXT ROLE

Join us and be surrounded by exceptional opportunities in an environment alive with innovation and possibility. Your new team has a willingness and curiosity to see possibility and potential in everything – from the most iconic projects to our everyday conversations.
We are looking for a passionate candidate who can inspire and motivate at every level.
Buro Happold has a clear strategic plan, excellent learning culture and entrepreneurial mindset that will allow you to thrive.
You’ll be part of something bigger than us all where sustainability, equity, social and performance outcomes matter. Buro Happold is committed to doing the right thing, even when that’s the hardest thing. This is a genuine opportunity to make impact - and leave real legacy.

KEY DUTIES:

• Utilising financial accounts, credit bureau data and own public domain research to evaluate the creditworthiness & insolvency risk of international prospective clients - from micro company to conglomerate size.
• Point of contact for Economic Sanctions compliance and due diligence.
• Manage the Country Risk Watchlist and provide guidance where needed.
• Manage one direct report with scope to expand the team with company growth.
• Feed credit risk insights and analysis into the global business, clearly articulating risks to stakeholders at all levels of the business up to the board.
• Solvency monitoring of our client portfolio and updating risk gradings. Spot potential insolvency risks ahead of time to give adequate warning to the business.
• Management of the groups credit insurance policies and reviewing the adequacy of other risk mitigants available in the market.
• Build awareness of and monitor the wider markets, evaluating issues that may affect BH group credit risk.
• Join monthly Commercial Risk meetings with regional leaders to escalate key credit risks and monitor our top risks.
• Collaborate with other departments such as Commercial and legal, bid teams and leadership groups to promote a risk aware culture.
• Build relationships with stakeholders globally to increase the adoption of credit risk insights.
• Management of our Credit Risk data and reporting, ensuring accuracy and keep unrated clients to a minimum.
• Continuous tendering and review of external suppliers and how AI can help the function, to ensure key needs are met, with value for money achieved.
• Drive more automation of Credit Risk in the UK and EU to drive collections activity via our new AR system. Freeing up analyst time for where it is needed most.