Credit Risk Review Officer II

at  Truist Bank

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PLEASE REVIEW THE FOLLOWING JOB DESCRIPTION:

Provide the Risk Committee of the Board of Directors with an independent assessment of credit risk within the loan portfolios by performing individual transaction reviews to assess adherence to Truist credit policies, procedures and banking regulations. Verify the accuracy of the assigned risk rating and assess the quality of credit underwriting and structuring. Identify and elevate exposures that are outside of Truist’s lending limits, risk appetite or are not consistent with prudent lending standards. Actively maintain and increase industry and lending segment expertise.

REQUIRED QUALIFICATIONS:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor’s degree or an equivalent combination of related education and work experience.
2. 12 years of risk related work experience
3. Solid analytical and decision making skills
4. Solid organizational, interpersonal, communication, facilitation and negotiation skills
5. Solid experience and competency in relationship and project management.
6. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products

PREFERRED QUALIFICATIONS:

1. Commercial Credit Analysis skills
2. Ability to review traditional and specialized CRE exposure
   General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Completes less complex to complex worksheet reviews with coaching and training as needed.
2. General knowledge of credit underwriting and documentation, transaction structuring, risk management principles and controls and broad-based business practices.
3. Working understanding of banking and lending practices, financial analysis, accounting rules and credit products.
4. Proactively make recommendations for CRR’s continuous improvement and teammate well-being