Credit Risk Senior Analyst

at  COMMONWEALTH BANK OF AUSTRALIA

Credit Risk Senior Analyst

• You are analytical and eager to learn
• We are passionate about data and automation
• Together we can revolutionise the customer experience

IN THIS ROLE

As a senior analyst, you will be responsible for developments in credit strategy, automated decisioning and portfolio monitoring of Business Lending products. As well as support wider Business Banking projects with credit risk analytics, insight, reporting and controls.
You will be responsible for observing developing trends, leading analytical deep dives and identifying new opportunities. You will maintain and develop portfolio monitoring tools while working with your stakeholders to drive change that optimises business return while maintaining great customer outcomes.
The right candidate will be analytical and curious, with an attention to detail. They take pride in their work, going the extra mile to provide high quality output. They will be self-reliant and driven, taking ownership of their work.

KEY RESPONSIBILITIES

• Accountability of the delivery of new and existing business lending credit risk strategies for Business Lending
• Manipulating complex data to investigate developing trends and draw insight from data
• Using hypothesis led analytics to assess portfolio performance, and formulate initiatives that generate business and customer value
• Using data to assist management and project stakeholders across the business with decision making
• Developing and maintaining effective controls that ensure our credit strategies and processes operate safely within agreed tolerances and meet our risk and governance obligations
• Reporting, escalating and remediating issues in a timely manner and in line with the Group’s operational risk processes, ensuring risk issues and actions are appropriately managed
• Adhering to the Code of Conduct. The Code of Conduct sets the standards of behaviour, actions and decisions we expect from our people.