Credit Risk Specialist - Consumer Credit Card Risk CRO Organization

at  Wells Fargo

About this role: Wells Fargo is seeking a Credit Risk Specialist within the Consumer Credit Card Risk CRO Organization. Role requires a business manager mindset, combining strategic thinking with practical execution to manage risk and drive business results. Furthermore, demonstrate the ability to coordinate and manage cross-functional initiatives, drive organizational efficiency, and support executive decision-making.

In this role, you will:

• Perform Quantitative analytics using programming tools (SQL, SAS, Tableau and/or Python) to analyze data from a variety of sources to develop portfolio and account management strategies.
• Review and analyze complex strategies, programs, and policies with a direct and significant impact on credit risk appetite and culture.
• Produce and review monthly, quarterly, and annual strategy performance reports for senior management.
• Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements.
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.
• Collaborate with business for oversight of risk management.

Required Qualifications:

• 2+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Bachelor’s degree in Math, Statistics, or Economics.
• 2+ years of strong programing skills in Python/SAS/SQL with hands on experience handling large datasets.
• Effective Storytelling: Capability to transform raw data into visually engaging stories in PowerPoint that highlights objective, methodology and recommendations.
• Knowledge and understanding of databases and data mining techniques.
• Self-motivated with strong analytical and problem-solving skills.
• Excellent verbal, written, and interpersonal communication skills.
• Ability to articulate complex concepts in a clear manner.
• Proactive with results driven attitude, and strong problem-solving skills.
• Well organized, attention to detail.

Job Expectations:

• Ability to travel up to 10% of the time.
• Willingness to work on-site at stated location on the job opening.
• This position offers a hybrid work schedule.

APPLICANTS WITH DISABILITIES

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

WELLS FARGO RECRUITMENT AND HIRING REQUIREMENTS:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process

• Perform Quantitative analytics using programming tools (SQL, SAS, Tableau and/or Python) to analyze data from a variety of sources to develop portfolio and account management strategies.
• Review and analyze complex strategies, programs, and policies with a direct and significant impact on credit risk appetite and culture.
• Produce and review monthly, quarterly, and annual strategy performance reports for senior management.
• Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements.
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.
• Collaborate with business for oversight of risk management