Credit Senior Analyst Refining, Products & Low Carbon

at  BP

JOB DESCRIPTION:

The Senior Analyst, RPT Credit is responsible for managing the credit risk arising from ordinary course trading activities within RPT – both within their core assigned portfolio and as required as a backup to other portfolios within or across regions. The role holder must balance achieving an appropriate risk/reward return with the facilitation of business. The Senior Analyst will partner closely with other credit professionals, Structured Trade Finance, Front Office and Legal in support of regional and global growth strategies, providing a risk management lens to decision making.
Given the breadth of knowledge and experience provided by this role, candidates are expected to demonstrate a capability and passion for continued professional development, allowing them to support increasingly complex transactions and own increasingly sophisticated interactions and to form part of the future talent and leadership pipeline for the broader credit team and trading organization.
Key Accountabilities:
Specific accountabilities will include but not be limited to the following:
Establish credit limits and trading tenor limits for counterparties that fall within formally delegated authority working to proactively facilitate commercial growth but in a prudent manner with appropriate awareness of associated risks and rewards and of T&S credit risk appetite
Facilitate day-to-day transaction requests by the Front Office and where appropriate use structured credit risk mitigation solutions to support risk decision making
Demonstrate understanding of the key drivers of credit exposure within a trading relationship and the key vulnerabilities of each counterparty’s liquidity and capital structure
Maintain credit limits, terms and related data within T&S’s credit systems in an accurate and timely fashion – and monitor ongoing compliance therewith, escalating any concerns.
Ensure appropriate documentation and communication with Front Office and other supporting functions to ensure that T&S interests are protected
Demonstrate a balanced mindset between control accountabilities and supporting commercial origination efforts for T&S
Development of constructive and trusting working relationships, both internally and externally, to enable open and timely information flows and interventions – whether to address emerging opportunities, emerging risks or other strategic matters.
Assist with global credit initiatives/projects as required
Essential Experience & Job Requirements:
Prior credit experience in a financial institution, trading business or similar
Experience covering multiple industry sectors
A relentless commitment to excellence, including exceptional attention to detail and rigorous and timely follow-through on all role accountabilities.
Excellent interpersonal skills and a comfort level in working effectively with people at all levels throughout the various functional areas of the organization.
Innovative mindset which embraces the opportunity to add value by devising new approaches or solutions to overcome business hurdles without sacrificing prudent risk controls
Able to engage effectively as part of the team, absorbing new areas quickly and comfortable working autonomously, sometimes under high-paced work environment
Desirable Experience
Four or more years of credit experience in a financial institution, trading business or similar.
Prior knowledge and hands-on experience monitoring a portfolio of counterparties trading Oil/ Refined Products
Strong analytical and financial skills – including working with financial models and fluency with financial derivatives and documentation.

SKILLS:

Analytical Thinking, Commercial Acumen, Commodity Risk Management, Communication, Creativity and Innovation, Curiosity, Data visualization and interpretation, Decision Making, Exposure Management, Group Problem Solving, Internal control and compliance, Market Knowledge, Market Risk Management, Operational Risk, Portfolio analytics, Resilience, Thought Leadership, Trade discipline and compliance, Trade execution and management, Trading and shipping data knowledge, Trading knowledge

Please refer the Job description for details