FCRM Testing Analyst - Operations

at  TD Bank

JOB DESCRIPTION:

The Financial Crime Risk Management (FCRM) Enterprise Testing Team (formerly Global Anti-Money Laundering) sits within the second line of defense and conducts design and operating effectiveness testing of AML/ATF, Sanctions, and ABAC controls (collectively referred to as “FCRM Controls") within TD’s business lines, relevant operational and control units (including the Financial Intelligence Unit (FIU)), and key FCRM technologies, Enterprise-wide (Canada, Europe, and Asia-Pacific).
The FCRM Testing Analyst executes independent testing of FCRM controls for assigned business line testing across the Enterprise, in a supporting role.

JOB REQUIREMENTS

• University degree/ college diploma or equivalent
• CAMS designation (or similar) preferred.
• 2+ years of experience in AML/ATF, Sanctions, audit, or control testing roles.
• Experience working in an FIU and/or working knowledge of FIU related processes and controls.
• Knowledge of AML/ATF regulations and current/emerging trends.
• Ability to communicate effectively in both oral and written form.
• Experience/SME within TD Securities or Financial Intelligence Unit (FIU) businesses preferred.

CUSTOMER ACCOUNTABILITIES

• Work collaboratively with the team throughout the testing engagement
• Present objective and independent advice & recommendations to control partners on the adequacy of RCM processes and controls in accordance with regulatory and internal requirements.
• Provide light subject matter expertise and/or input to projects/initiatives as a representative for an area of the function.
• Proactively identify matters which require additional attention, further escalation, or review

SHAREHOLDER ACCOUNTABILITIES

• Prioritize and manage own workload to deliver quality results and meet assigned timelines.
• Contribute to the analysis, due diligence, and implementation of initiatives within defined area of responsibility.
• Adhere to internal policies, standards and procedures, methodologies, and applicable regulatory requirements to contribute to the review of internal processes and activities and assist in identifying potential opportunities to improve controls.
• Understand the operations of the business unit/area being tested and to identify potential risks and apply information to complete a quality, risk-based engagement.
• Clearly and concisely document research as required to understand requirements specific to an engagement.
• May develop and provide reporting, analysis, and assessments at the functional or enterprise level.
• Effectively support execution of engagement activities
• Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions/activities as necessary
• Provide analysis on issues and effectively communicate results to Testing management.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.

EMPLOYEE / TEAM ACCOUNTABILITIES

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation, and teamwork and promote timely communication of issues/ points of interest.
• Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit.
• Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques.
• Participate in personal performance management and development activities, including cross training within own team.
• Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities.
• Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
• Contribute to a fair, positive, and equitable environment that supports a diverse workforce.
• Act as a brand champion for your business area/function and the bank, both internally and/or externally

WHO WE ARE:

TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Key accountabilities include the following:

• Support the execution of testing engagement work (design and operating effectiveness testing) in accordance with established standards to achieve completion within target timelines.
• Independently perform tasks from end to end.
• Carry out work with some complexity, generally requiring a short-term focus.
• Conduct skilled analytical research and analysis as part of the testing engagement and initiatives.
• Proactively identify matters which require additional attention, further escalation, or review.
• Support follow-up of findings raised from testing engagements in accordance with established standards.
• Prioritize and manage own workload to deliver quality results and meet assigned timelines.
• Manage ambiguity, and apply judgement to identify, troubleshoot and resolve issues.
• Requires working professional level knowledge of the functional area and/or business areas supported and applicable regulatory requirements.
• Generally, reports to a manager role

Key accountabilities include the following:

• Support the execution of testing engagement work (design and operating effectiveness testing) in accordance with established standards to achieve completion within target timelines.
• Independently perform tasks from end to end.
• Carry out work with some complexity, generally requiring a short-term focus.
• Conduct skilled analytical research and analysis as part of the testing engagement and initiatives.
• Proactively identify matters which require additional attention, further escalation, or review.
• Support follow-up of findings raised from testing engagements in accordance with established standards.
• Prioritize and manage own workload to deliver quality results and meet assigned timelines.
• Manage ambiguity, and apply judgement to identify, troubleshoot and resolve issues.
• Requires working professional level knowledge of the functional area and/or business areas supported and applicable regulatory requirements.
• Generally, reports to a manager role.