Financial Crimes Investigator I

at  Truist Bank

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PLEASE REVIEW THE FOLLOWING JOB DESCRIPTION:

Provide internal and external preliminary investigations into potentially fraudulent and/or suspicious activities and other high risk transactions, not excluding money laundering and terrorist financing, with an emphasis on data management, risk management and loss prevention analysis. Ensure full compliance with applicable laws and regulations, by investigating, analyzing and decisioning related cases, reports and alerts according to stated policy and procedure.
This position will sit in-office 4 days a week, locations for consideration are listed. No remote option available. No additional locations will be considered.

REQUIRED QUALIFICATIONS:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor’s degree or equivalent education and related training.
2. Three - Four years of banking, financial industry or related experience; preferably in a branch, audit, compliance or lending-related area.
3. Strong knowledge and experience with BSA regulations and related compliance requirements, including reporting and record retention requirements, and understanding of how changes in those regulations or compliance requirements affect Financial Crimes.
4. Thorough working knowledge of the risk indicator trends in money laundering, terrorist financing and fraud, and the ability to position processes to ensure mitigation of those risks at Truist.
5. Strong investigative research and documentation skills
6. Strong analytical and critical thinking skills
7. Ability to work in a high-stress, fast-paced and rapidly changing environment with time-critical situations
8. Demonstrated proficiency in basic computer applications such as Microsoft Office software products
9. Excellent verbal and written communication skills; ability to communicate effectively with senior leadership, and line of business managers and external entities

PREFERRED QUALIFICATIONS:

1. Three years of experience in investigation, law enforcement, or lending role
2. Demonstrated Audit or Public Accounting experience is strongly preferred
3. Experience with BSA transaction monitoring or case management applications
4. Knowledge of SAR filing requirements
5. Strong practical or management experience in investigative functions as it relates to current and proposed BSA/AML, USA PATRIOT Act laws and regulations, specifically as they apply to money laundering, terrorist financing and OFAC
6. Certified Regulatory Compliance Manager (CRCM), Certified Anti-Money Laundering Specialist (CAMS), or other specialized compliance education/professional designation
   General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Conduct timely, comprehensive investigations of customers, noncustomers and/or teammates by utilizing all available information.
2. Research transactional anomalies and analyze information produced to detect any patterns of unusual internal or external conduct, identify risk policy breakdowns, and recognize fraudulent activities.
3. Communicate results of analysis and/or research to appropriate departmental leadership including conclusions and recommendations for next steps.
4. Communicate with Relationship Managers, branch associates and others as needed to gather additional client information. Act as a point of contact for case or alert questions and support.
5. Responsible for detecting fraud, suspicious transactions or those in violation of applicable BSA/AML/OFAC laws and regulations.
6. Participate in BSA/AML/OFAC and/or Fraud related training that may include webinars, periodicals and self -study in order to stay abreast of any related changing laws and regulations.
7. Serve as subject matter experts in their respective roles (fraud, BSA/AML, OFAC) for other teams supporting the same function.