Fleet Credit Analyst

at  Volvo Group

Le transport est au cœur de notre société. Pourquoi ne pas mettre votre compétence au service de l’élaboration des solutions de transport durables de demain ? Si vous souhaitez agir à l’échelle mondiale en travaillant sur les technologies les plus avancées et avec les meilleures équipes, alors nous pourrions parfaitement nous entendre.

WHAT YOU WILL DO

At Volvo Financial Services you will contribute to the transformation of our company, the transport industry, and society at large. You will analyze prospective customer profiles, making credit decisions and recommendations on truck, construction, and coach market financing & lease transactions. You will provide the highest level of customer service, supporting VFS Canada Inc.’s mission to be the premier captive finance company in Canada. In this on-site position, you will report to the Manager, Retail Credit at our office in Aurora, Ontario.

Do you dream big? We do too, and we are excited to grow together. In this role, you will bring:

• Undergraduate degree in Business Administration, Finance, Accounting, or Economics or equivalent work experience.
• Strong credit background with 3 to 5 years of experience in mid to large-ticket commercial credit adjudication preferably with experience in the equipment finance industry (trucks, buses, and construction equipment).
• Captive Automotive Finance industry experience is an asset.
• Proven record of achievement in structuring commercial transactions in an asset-based lending environment.
• General knowledge of Business, Customer Service, Credit, Legal, Collections and Vendor Management is necessary.
• Ability to work independently, exercise sound business judgment, possess strong organizational and negotiation skills and have the ability to manage multiple transactions in a fast-paced, demanding environment;
• Effectively prioritize workload and collaborate with team members to deliver exceptional service to our customers;
• Senior level of understanding on financial statement analysis and the calculation of key financial ratios;
• Strong presentation skill, problem-solving and analytical skills to arrive at quality decisions;
• A thorough understanding of security documentation related to loan and lease transactions;
• Strong understanding of basic security perfection procedures including a basic level of understanding of both the PPSA and The register of personal and movable real rights (“RDPRM”) registration requirements;
• Proactively contribute to the generation of ideas for continuous improvement projects related to credit, and engage in their development and implementation;
• Excellent English verbal and written communication skills;
• Bilingual communication skills in French (written & verbal) are an asset;
• Proficient in MS Office including MS Excel, MS Outlook and MS PowerPoint;
• Must have a valid driver’s license with a clean driving record