Fleet Credit Analyst

at  Volvo Group

Transport is at the core of modern society. Imagine using your expertise to shape sustainable transport and infrastructure solutions for the future? If you seek to make a difference on a global scale, working with next-gen technologies and the sharpest collaborative teams, then we could be a perfect match.

WHO WE ARE AND WHAT WE BELIEVE IN

Our focus on Inclusion, Diversity, and Equity allows each of us the opportunity to bring our full authentic self to work and thrive by providing a safe and supportive environment, free of harassment and discrimination. We are committed to removing the barriers to entry, which is why we ask that even if you feel you may not meet every qualification on the job description, please apply and let us decide.
Applying to this job offers you the opportunity to join Volvo Group. Every day, across the globe, our trucks, buses, engines, construction equipment, financial services, and solutions make modern life possible. We are almost 100,000 people empowered to shape the future landscape of efficient, safe and sustainable transport solutions. Fulfilling our mission creates countless career opportunities for talents with sharp minds and passion across the group’s leading brands and entities.
At Volvo Financial Services, we are working together to shape the world we want to live in. As the captive finance arm of the Volvo Group, VFS provides financial services and solutions that meet the needs of our customers’ evolving business. Through our dedication to innovation, we support society in its adoption of sustainable transport and equipment solutions. VFS is headquartered in Gothenburg, Sweden, and serves Volvo Group customers and dealers in more than 50 markets

WHAT YOU WILL DO

At Volvo Financial Services you will contribute to the transformation of our company, the transport industry, and society at large. You will analyze prospective customer profiles, making credit decisions and recommendations on truck, construction, and coach market financing & lease transactions. You will provide the highest level of customer service, supporting VFS Canada Inc.’s mission to be the premier captive finance company in Canada. In this on-site position, you will report to the Manager, Retail Credit at our office in Aurora, Ontario.

Do you dream big? We do too, and we are excited to grow together. In this role, you will bring:

• Undergraduate degree in Business Administration, Finance, Accounting, or Economics or equivalent work experience.
• Strong credit background with 3 to 5 years of experience in mid to large-ticket commercial credit adjudication preferably with experience in the equipment finance industry (trucks, buses, and construction equipment).
• Captive Automotive Finance industry experience is an asset.
• Proven record of achievement in structuring commercial transactions in an asset-based lending environment.
• General knowledge of Business, Customer Service, Credit, Legal, Collections and Vendor Management is necessary.
• Ability to work independently, exercise sound business judgment, possess strong organizational and negotiation skills and have the ability to manage multiple transactions in a fast-paced, demanding environment;
• Effectively prioritize workload and collaborate with team members to deliver exceptional service to our customers;
• Senior level of understanding on financial statement analysis and the calculation of key financial ratios;
• Strong presentation skill, problem-solving and analytical skills to arrive at quality decisions;
• A thorough understanding of security documentation related to loan and lease transactions;
• Strong understanding of basic security perfection procedures including a basic level of understanding of both the PPSA and The register of personal and movable real rights (“RDPRM”) registration requirements;
• Proactively contribute to the generation of ideas for continuous improvement projects related to credit, and engage in their development and implementation;
• Excellent English verbal and written communication skills;
• Bilingual communication skills in French (written & verbal) are an asset;
• Proficient in MS Office including MS Excel, MS Outlook and MS PowerPoint;
• Must have a valid driver’s license with a clean driving record