Future Home Underwriting Lead

at  Direct Line Group

ABOUT US

At Direct Line Group, insurance is just the start. Combining decades of industry experience with talented people in every field, we’re a customer-obsessed market powerhouse. And we all work together to be brilliant for customers, every single day.
Pricing and Underwriting is a complicated world, where historical data, geospatial information, and mathematical models meet talented analysts. Pricing our products is a fine line between balancing our business goals and customer needs. That’s why our Pricers and Underwriters are the best of the best. They reduce risk and predict future events ensuring our business can continue to grow whilst each and every one of our consumers gets the best price.
Join us in this crucial role as a Home Future Underwriting Lead within Pricing & Underwriting for Home & Growth. You will be working alongside a team of underwriters and portfolio managers who are responsible for ensuring profitable growth of the home portfolio.

WHAT YOU’LL BE DOING

As a valued member of the team, you’ll contribute to the delivery of the Home Insurance strategy by providing leadership of the Home Underwriting team responsible for growth of DLG’s home insurance portfolio.

KEY RESPONSIBILITIES

• Development of brand & product specific underwriting strategies tailored to meet the needs of our customers.
• Identify opportunities for sustainable growth and profitable expansion of footprint.
• Complete financial assessment and impact assessment of any changes proposed.
• Provide ownership of question sets, product cover limits and product tiers, ensuring they remain appropriate and well maintained.
• Ensure adherence with governance and controls including thorough documentation and management of underwriting criteria, underwriting rules and decisions made.
• Ensure all policies written within DLG’s risk appetite.

We wouldn’t be where we are today without our people and the wide variety of perspectives and life experiences they bring. That’s why we offer excellent benefits to suit your lifestyle and a flexible working model combining the best parts of home and office-working, varying with the nature of your role. Our core benefits include:

• 9% employer contributed pension
• 50% off home, motor and pet insurance plus free travel insurance and Green Flag breakdown cover
• Additional optional Health and Dental insurance
• Up to 10% bonus
• EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way.
• 25 days annual leave, increasing each year up to a maximum of 28
• Buy as you earn share scheme
• Employee discounts and cashback
• Plus many more