GCIB GMC Associate

at  Bank of America

SKILLS THAT WILL HELP:

• Effective interpersonal and communication skills with ability to resolve issues in a professional and timely manner working in a team.
• Fluency in use of all Microsoft Office applications, particularly Excel.
• French or German language skills would be an advantage

• Develop and maintain a deep understanding of the Global Banking & Markets product spectrum.
• Develop and maintain a deep understanding of the portfolio at the client, industry, and macro level in order to assess risk and craft value added solutions that balance risk.
• Assess the credit worthiness, including assessment of financial statements, due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk.
• Assist with structuring of transactions and negotiating credit documentation including; credit agreements, amendments, ISDAs, and CSAs.
• Drive deal selection, screening and transaction management process.
• Ensuring granularity of the portfolio with specific reference to targets for net country/credit capital, legally binding commitments, total exposure and asset quality.
• Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client’s credit life cycle.
• Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal