Gestionnaire Conformité / Compliance Manager

at  Payfacto

ABOUT US:

• We provide fully integrated payment and point of sales solutions to restaurants, hotels and bars
• We are known for our state-of-the-art point of sales systems (Veloce and Maitre’D)
• We have offices in Canada, US and Europe
• We are expanding and growing!

• Develop and maintain internal controls and policies designed to ensure that all compliance needs are met
• Work closely with department managers to review all departmental policies for compliance issues conducting compliance risk assessment training workshops
• Conducting internal reviews and audits including liaison with external auditors
• Advising internal management and business partners on the implementation of compliance programs
• Regular monitoring of reported non-compliance and data integrity issues and following up to ensure on-time resolution
• Evaluating compliance systems and ensuring adequate software is in place
• Design, implement and lead a Canadian/US compliance strategy for PayFacto
• Reporting on compliance including completing and submitting the bi-annual PCI reporting to Mastercard and Visa
• Develop and implement a PCI Compliance program focusing on PCI Compliance level 1, 2, and 3 merchants
• Regular monitoring and review of card brand bulletins and advise appropriate teams including Product, Operations, Finance, Support
• Advise and promote the obligations to abise by the terms of the Canadian Code of Conduct, including respecting the regulations for timely notifications of upcoming fee changes
• Execute the annual attestations of compliance for our Canadian region for both our credit card merchant banks and Interac
• Work with the Risk team to manage the high-risk merchant registration program and ensure consistency between card brand and merchant fees
• Ensure compliance with regulatory obligations whilst taking a commercial and practical approach to risk-based challenges and offer appropriate solutions
• Continual drive for enhanced efficiency and client service (internal and external) in all Compliance processes
• Ensure senior management remain informed of regulatory, legislative and best practice changes and their obligations under these changes and how they impact PayFacto
• Corporate governance involving external risk reporting to stakeholders
• Lead the client on-boarding team driving efficiency in all processes to most effectively adhere to our risk appetite
• Providing support, education and training to staff to build risk awareness within the organization
• Manage the compliance training/re-training process for new and existing employees as required by the PCNO (Payment Card Network Organization)
• Provision of proactive and practical regulatory advice to business managers and support functions
• Manage the successful delivery of compliance projects ensuring technical excellence and a practical/business driven approach.
• Support and lead on Group projects as assigned
• Develops policy and procedures for ISO assessments as well as ISO credit underwriting, ISO merchant underwriting, transaction monitoring, Suspicious Activity Reporting (SAR), OFAC reporting other risk related function