Head of Group Credit Risk Assessment (m/f/d)

at  ProCredit Holding AG Co KGaA

PARENT COMPANY OF OUR BANKING GROUP.

For our Group Credit Risk Assessment team, we are seeking a motivated

Strategic Leadership

• Execute the Group’s credit risk management framework and policies
• Ensure that the credit risk assessment process supports growth, while safeguarding financial health
• Collaborate with senior management on risk strategy and portfolio management
• Promote a strong risk culture across the Group

Team Leadership and Development

• Lead, mentor, and develop a high-performing, international CRA team
• Set objectives and priorities and ensure continuous professional development
• Foster a culture of risk awareness and innovation

Credit Risk Assessment

• Analyse and issue recommendations or approvals for credit applications, including renewable energy projects and distressed assets
• Ensure thorough credit assessments, compliant with policies and regulations
• Develop and enforce credit risk assessment templates
• Manage the credit approval process and participate in the Group Credit Committee

Credit Portfolio Management

• Identify macroeconomic trends and monitor credit performance
• Support strategies to manage credit concentration risks
• Provide reports and escalate significant risk changes to senior management
• Perform 2nd-line controls and support framework development

Regulatory Compliance and Governance

• Ensure compliance with regulatory requirements (e.g., Basel III/IV, IFRS 9)
• Implement risk frameworks and collaborate with legal and compliance teams
• Oversee internal and external audit reviews

Stakeholder Management

• Build and maintain relationships with ProCredit banks and other stakeholders
• Attend governance meetings and align risk management with business goals
• Act as the main contact for credit risk matters and provide strategic advice
• Develop and deliver training on credit risk aspects