Head of Risk

at  Helcim

Helcim is searching for a talented and passionate Risk Leader to join us on our mission to become the world’s most loved payments company.
As a key player in our credit and fraud risk function, you will be responsible for shaping and executing the strategy that is the foundation of our payment processing platform. You’ll take a proactive approach to developing a forward thinking strategy, identifying trends and anticipating risks, allowing for preemptive actions to be taken. You’ll leverage data-driven insights to optimize processes. Taking ownership of credit risk outcomes and leading strategic initiatives for the company.
This role collaborates with the credit risk and fraud teams to design and execute mitigation strategies, including underwriting procedures, onboarding processes and chargeback management. In this role you will meld your credit risk expertise with real world processes and data to help us create an efficient, seamless, precise and risk mitigation programme that encourages growth while reducing our exposure.

QUALIFICATIONS

• Proven experience in credit risk and fraud management, bonus if it was with a financial institution.
• Strong strategic thinking abilities, with the capacity to anticipate and proactively address credit risk challenges.
• Data analytical skills, proficiency in SQL is nice to have.
• Previous experience developing underwriting models based on complex risk factors.
• Experience with predictive modeling is considered an asset.
• Excellent communication and leadership skills, with the ability to inspire and motivate teams to achieve ambitious goals.
• 5+ years of relevant experience in credit risk management, lending, or fraud management.

• Drive innovation in risk management by staying abreast of industry best practices and emerging technologies.
• Provide leadership to the fraud function continuously improving processes and risk exposures.
• Develop and implement a comprehensive credit risk assessment framework to identify, evaluate, and prioritize risks across the organization.
• Implement controls to manage areas of credit risk. Leverage data to track and monitor credit risk exposure across our portfolio, proactively identifying changes in risk indicators.
• Work closely with operational teams to ensure that credit risk management processes are seamlessly integrated into day-to-day operations.
• Lead and mentor a high-performing team of risk professionals, fostering a culture of excellence, collaboration, and continuous improvement. Provide guidance, coaching, and professional development opportunities to team members.
• Stay informed about evolving regulatory requirements and industry standards related to risk management.
• Serve as an advisor on risk within the organization. Clearly communicate risk strategies, findings, and actions to executive leadership and other relevant stakeholders.