Junior Credit Decisions Analyst (German Speaking)

at  YouLend

About Us
YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend’s AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US.
We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.

REQUIREMENTS

• Building and documenting localised guidance and policies for our Credit Decisions team
• Testing and providing feedback for our local Credit Risk models
• Assessing merchants on ability to repay by reviewing credit reports, assessing revenue and payment data, and pricing deals
• Methodical and has strong attention to detail
• Ability to work under pressure
• Team player / Target orientated
• Experience working in similar industries and/or roles (Credit Risk, Underwriting, Banking, Finance, Accounting etc.)

As a credit decisions analyst using YouLend proprietary solutions and guidelines to decision applications and price deals, being responsible for ensuring acceptable terms while deciding the size, duration, and price of an application and recommending terms of the deals for KYC and funding checks. Contributing ideas to improve the ongoing processes, validating the accuracy and completeness of information received for each deal and liaising with the Credit Risk/Data Science teams to analyse and influence decisions.