Junior Data Analyst

at  Multitude

Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized businesses, and other FinTechs. The services are provided through three independent business units, which are served by our internal Banking-as-a-Service Growth Platform. Multitude’s business units are consumer banking (Ferratum), business banking (CapitalBox) and wholesale banking (Multitude Bank). Multitude Group employs over 700 people in 25 countries and offers services in 16 countries, achieving a combined turnover of 212 million euros in 2022. Multitude was founded in Finland in 2005 and is listed on the Prime Standard segment of the Frankfurt Stock Exchange under the symbol ‘FRU’.
Pactum Collections, part of the Multitude Group, is looking for a highly motivated and result-oriented Junior Data Analyst (m/f/d) to join the Risk team in our Berlin – Charlottenburg office (we work from home and office).

REQUIREMENTS:

• Educated to degree level (BSc in Statistics, Mathematics, Engineering, Economics, Science, or equivalent).
• Sharp analytical skills and a can-do attitude, capable of dealing with fast changes and working at a high pace.
• Minimum 6 months of work experience querying databases using SQL.
• Good Excel skills; experience with VBA is a plus.
• Familiarity with dashboard reporting tools like Power BI and excellent data visualization skills are considered an advantage.
• Ability to generate new, unique ways of analyzing and modeling data.
• Fluency in English, both oral and written; proficiency in any other European language is an advantage.
• Excellent communication skills and the ability to interact with all levels of end users and technical resources.
• Previous experience in the fintech/banking sectors is a plus.
• Eligibility to work in Germany.

• Monthly calculation of expected credit loss.
• Analyzing the consumer and business lending portfolios.
• Performing ad-hoc queries and analyses for various stakeholders.
• Supporting the standardization and automation of reporting processes.
• Assisting in the preparation of internal and external financial audits.
• Aiding in the preparation of monthly, quarterly, and yearly regulatory reports.
• Handling data enrichment and data aggregation tasks.
• Performing data reconciliation, data checks, and data cleaning tasks.
• Supporting the development of prediction models.
• Assisting in the development of fair value calculation models.