Lead Credit Risk Officer - Consumer Lending Card Risk

at  Wells Fargo

PAY RANGE

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$111,100.00 - $217,200.00

APPLICANTS WITH DISABILITIES

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

WELLS FARGO RECRUITMENT AND HIRING REQUIREMENTS:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process

Required Qualifications:

• 5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educatio

Desired Qualifications:

• 3+ years of strong programing skills in Python/SAS/SQL with hands on experience handling large datasets
• 3+ year of statistical analysis and good understanding of Machine Learning techniques
• Experience in managing originations/account management decision engine strategies
• Lead complex initiatives impacting credit strategies across the customer lifecycle from acquisitions to collections
• Good understanding on P&L drivers for credit card/other unsecured lending products
• Knowledge and understanding of databases and data mining techniques
• Self-motivated with strong analytical and problem-solving skill

Wells Fargo is seeking a Lead Credit Risk Officer.

In this role, you will:

• Lead complex initiatives including those that are cross-functional with broad impact and act as key participant in driving the company credit culture, desire, and business performance for Credit Risk
• Review and analyze complex strategies, programs and policies with a direct and significant impact on credit risk appetite and culture
• Receive direction from leaders
• Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
• Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
• Interact with internal and external customers
• Collaborate with business for oversight of risk management
• Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics

Required Qualifications:

• 5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 3+ years of strong programing skills in Python/SAS/SQL with hands on experience handling large datasets
• 3+ year of statistical analysis and good understanding of Machine Learning techniques
• Experience in managing originations/account management decision engine strategies
• Lead complex initiatives impacting credit strategies across the customer lifecycle from acquisitions to collections
• Good understanding on P&L drivers for credit card/other unsecured lending products
• Knowledge and understanding of databases and data mining techniques
• Self-motivated with strong analytical and problem-solving skills

Job Expectations:

• Ability to work at one of the approved locations in the job posting
• Willingness to comply with our hybrid work model; working from a Wells Fargo facility at least three days a week, with the flexibility to work remotely two days a week.

Job Posting Locations:

• 401 S Tryon St Charlotte, NC
• 2200 Concord Pike, Wilmington, DE
• 600 S 4th St, Minneapolis, MN
• 114 N Beaumont St - D Bldg. St. Louis, MO
• 800 S Jordan Creek Pkwy, West Des Moines, IA
• 1150 W Washington St., Tempe, AZ
• 250 E John Carpenter Frwy, IRVING, TX