Loan Officer

at  First Federal Bank

MINIMUM QUALIFICATIONS:

• High school diploma or equivalent required.
• BA/BS degree preferred, but not required.
• Good understanding and knowledge of financial institution and products and services.
• Good cross selling, organizational, and communication skills.
• Able to communicate effectively with builders and realtors.
• Ability to deal with time constraints and strong attention to detail.
• Loan Officers are required to have a confirmed NMLS# with First Federal Bank before originating residential mortgage loans and maintain their NMLS# in an active status for the duration of employment.
• Extended hours sitting and performing computer tasks may be required.
  Bilingual candidates encouraged to apply.

• Interviews residential mortgage loan applicants.
• Requests specified information for loan application.
• Notifies applicant of loan decision.
• Corresponds with customers, applicants or creditors to resolve questions regarding application information.
• Recommends and outlines terms of loan.
• Informs prospective borrowers of loan commitments.
• Reviews developing laws and regulations as they apply to installment loan security agreements.
• Assists collection officer with delinquent account files for the financial institution.
• Responsible for quality loan growth.
• Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions.
• Provides the best service to our customers with innovative and creative solutions.