Loan Sales Executive/Wealth Management

at  The Concept Group

VACANCY

Location: Abuja (FCT) , Anambra, Kano, Lagos, Ondo, Osun, Oyo, Rivers,
Country: Nigeria
Experience: 2 - 10
Job Description:

JOB SUMMARY

The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments). He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

QUALIFICATIONS/REQUIREMENTS

• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Customer satisfaction orientation and sales competencies
• BS degree in finance, economics or a related field
  Interested candidates should kindly forward their CVs to sales.careers@conceptgroup-ng.com using the “Job Title” as the subject of the mail
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• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure that they are complete and accurate according to policy
• Update account records, Compute payment schedules and transactions on ERP
• Confer with underwriters to aid in resolving loan application problems.
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Deposit mobilization to meet set targets