Manager, Credit Evaluation

at  Standard Bank

Job Overview
Business Segment: Business & Commercial Banking
Location: ZA, undefined, Cape Town, Heerengracht Street
Job Type: Full-time
Job Ref ID: 80307280A-0001
Date Posted: 10/25/2024
Job Description
To assess and evaluate lending applications using sound credit risk and affordability assessments, financial principles and credit policies which will support the bank’s asset book growth and manage credit losses by ensuring that lending credit principles are applied, and that lending is within the Bank’s risk appetite parameters. Support business partners in understanding and meeting client lending needs and operating in one or more of the segments, as required by business.
Qualifications
Minimum Qualifications
Type of Qualification: Undergraduate Degree
Field of Study: Business Commerce or Finance and Accounting
Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
5-7 years
Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e. across business banking or Agri). Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.
Additional Information
Behavioural Competencies
Making Decisions
Analysing Solutions
Coping with Pressure
Acting
Developing Relationships
Team Working
Technical Competencies
Computer Literacy
Risk Principles
Legal Principles - Collateral
Credit Granting
Credit Process
Please note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za
Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.z

Please refer the Job description for details