Manager of Credit Risk

at  Helcim

Helcim is searching for a talented and passionate Manager of Credit Risk to join us on our mission to become the world’s most loved payments company.
As our Manager of Credit Risk, you will lead a team to manage the risk of onboarding new merchants and monitoring our established merchant base to help businesses access our platform for affordable payments. You will use your knowledge to develop and optimize credit strategies, frameworks, and work with cross-functional teams to manage our credit risk at scale while preserving a quality, human focused experience that encourages our customers to grow with us.

• Develop the framework and strategies to evaluate and manage merchants boarding and processing on our platform that balances business growth against their risk.
• Own the performance of the credit risk domain. Drive operational delivery and process improvements. Define and report on the domain’s performance.
• Recruit and coach a team of talented Credit Risk Analysts fostering a culture of excellence, collaboration, and continuous improvement.
• Adjudicate on complex applications where escalated support is needed.
• Monitor the performance of our portfolio to proactively identify new risks.
• Define and execute initiatives in close collaboration with key internal partners across data, product, and software development for improving and iterating how we manage credit risk.
• Help develop long term plans and a strategy for mitigation of financial risk across our full suite of current and future products.
• Monitor and ensure compliance with organizational, business, strategic, operational, legal, reputation and market risks where applicable.