Mortgage advisor

at  Paragon Properties

Responsible for assisting clients secure mortgage loans to purchase or refinance properties. He/She acts as intermediaries between clients and
the lending institutions, and ensures that all parties involved adhere to the legal and financial requirements throughout the mortgage process.

• Discuss with prospective borrowers their financial situation, goals, and preferences regarding mortgage options.
• Guide clients through the mortgage application process, assisting them in completing necessary paperwork and gathering required documentation.
• Assess clients’ financial profiles, including income, assets, debts, and credit history, to determine their eligibility for various mortgage products.
• Advise clients on the most suitable mortgage products based on their financial circumstances and preferences.
• Negotiate mortgage terms, including interest rates, loan duration, down payment requirements, and closing costs, on behalf of clients.
• Ensure compliance with all relevant regulatory agencies and lending institutions.
• Educate clients about the mortgage process, including potential risks and benefits, loan terms, repayment obligations, and strategies for improving creditworthiness.
• Build positive relationships with clients, real estate agents, appraisers, and other professionals involved in the mortgage transaction to facilitate smooth and timely closings.
• Maintain accurate and organized records of all mortgage applications, approvals, disclosures, and communications with clients and lending institutions.
• Keep abreast of industry trends, market conditions, and regulatory changes affecting the mortgage lending landscape through ongoing training and professional development.