Product Lead, Cards

at  Modulr

PRODUCT LEAD, CARDS

London

• Do you want to build and lead a high-performing product team in a rapidly-scaling fintech in the embedded payments space?
• Are you curious, always looking for a better way of doing things and motivated by collaborating cross-functionally to deliver outstanding results?

If so, we would love to hear from you!
We are a leading embedded payments provider in the UK and Europe and are looking to hire ambitious and value-adding talent. The Product Lead, Cards will play a critical role in our scaling product team, with the opportunity to lead a number of exciting initiatives as we build out our card issuing capability.

ABOUT US

At Modulr, our vision is a world where all businesses are powered by embedded payments.
Modulr enables thousands of businesses, from SMEs to Enterprises, across the UK and Europe to efficiently pay-in, collect and disburse funds instantly via a range of payment methods, accounts, and card products.
We’ve created an industry-leading platform with comprehensive online tools and API access, to meet the demands of daily business payments. We are connected to an expanding network of accounting and payroll platforms, including Sage, Xero, BrightPay and IRIS. Our payments expertise and extensive product capability also enables us to build tailored solutions to solve complex payment problems for hundreds of clients in a range of industries, including Travel, Merchant Payments, Lending, Wage Advance and Investment & Wealth.
We are deeply integrated into the payments ecosystem. In the UK, we are direct participants of Faster Payments and Bacs, and hold settlement accounts at the Bank of England. Our payment network connectivity includes CHAPS, Open Banking, SEPA and SWIFT. We are principal issuing members of Visa and Mastercard across the UK and Europe.
Our regulatory permissions and governance structure underpin our business. We are regulated as an Electronic Money Institution (EMI) in the UK by the Financial Conduct Authority and in the Netherlands by De Nederlandsche Bank.
Our founding team has a wealth of experience in the payments industry and growing successful businesses. Modulr is backed by the venture arms of payments giants PayPal and FIS, as well as growth investors Blenheim Chalcot, General Atlantic, Frog Capital and Highland Europe.
Modulr now has over 400 employees globally across offices in London, Edinburgh, Amsterdam and Mumbai.

THE ROLE

The Product Lead, Cards will be accountable for the development, delivery and performance of our card issuing portfolio.
The Product team is a core part of Modulr and works cross-functionally with all teams across the business. This role will report into the Product Director, Payments and will lead a small team of product owners.

KEY RESPONSIBILITIES

• Lead a small team of product owners to manage the end-to-end lifecycle of our card issuing portfolio.
• Develop a deep understanding of our target markets and customers and competitor landscape.
• Effectively use data to measure product performance, inform prioritisation and drive decision-making.
• Working closely with agile squads in our engineering team, accountable for the definition and delivery of your roadmap:
• Elicit comprehensive business requirements and execute technical designs and specifications that address these requirements.
• Define high-quality epic and user story definitions with clear acceptance criteria.
• Ensure scalable ways of working with our engineering function to prioritise requirements and deliver at pace each sprint.
• Ensure end-to-end delivery of products, working cross-functionally to understand and manage all implications on teams across the business ahead of go-live.
• Ensure internal documentation and functional product collateral is created and maintained.
• Develop a clear understanding of the costs of your products and input into pricing strategies.
• Establish and develop strategic relationships with card schemes and banking partners.
• Participate in external forums, events and thought leadership, becoming the Modulr SME for our card products.

You’ll be part of a cross disciplinary team(s), with co-workers located in London, Edinburgh, Amsterdam and/or Mumbai. We are friendly and sociable, challenging but rewarding. We want you to push yourself and for us to support you in your future as we scale. Our culture and values put you first and are about investing in your future.

• Share Options Incentive Scheme
• Company Bonus - the more successful we are together, the more company bonus we offer.
• Benefits pot - £1000 towards a variety of benefits for you to choose (including healthcare, dental etc), Perkbox (freebies and discounts!), plus access to season ticket loans.
• 33 days holiday (including bank holidays) + your birthday off - choose which days you take off to relax and/or spend time with loved ones.
• Learning Opportunities – on joining Modulr you will embark on our onboarding programme, called ModStart, to be equipped with the Modulr know-how and arm you with the tools you need to be successful from day 1! But, we don’t want your learning to stop there so we will continue to provide you with the tools and capabilities through our learning channels, platforms and buddy allocation to allow you to grow and develop in Modulr.
• Modulr All hands - join your colleagues for our company-wide events throughout the year.
• Great workspace - Modulr thrives on innovation which is best done through in-person collaboration. This approach enables us to work together closely, exchange ideas, and create innovative solutions that drive our success. We ask our team members to be based in the office 4 or more days a week. We have state-of-the-art offices located in all four locations – London, Edinburgh, Amsterdam and Mumbai.
• Bike to work schem