Remedial Manager - Dealer Financing (Makassar)

at  Moladin

Responsibilities

• Develop and implement strategies to effectively manage and recover delinquent accounts.
• Monitor and analyze the performance of the portfolio to identify potential risks and take appropriate actions.
• Review and assess credit applications, ensuring compliance with company policies and industry regulations.
• Coordinate with internal departments, such as marketing, Collection and legal, to ensure timely and efficient resolution of delinquent accounts.
• Conduct regular portfolio reviews and provide recommendations for improvement.
• Prepare and present reports on delinquency rates, recovery rates, and portfolio quality to senior management.
• Stay updated on industry trends, regulatory changes, and best practices related to remedial management.

Requirements

• Bachelor’s degree in Finance, Business Administration, or a related field.
• Minimum 5 years of experience in the same field required.
• Proven experience in remedial management within the multifinance industry.
• In-depth knowledge of lending principles, credit risk assessment, and legal frameworks related to debt recovery.
• Strong analytical skills with the ability to assess financial data and make informed decisions.
• Excellent communication and negotiation skills to interact with clients, internal teams, and external stakeholders.
• Ability to work under pressure and meet challenging targets.
• Proficiency in Microsoft Office Suite, particularly Excel and PowerPoint.

• Develop and implement strategies to effectively manage and recover delinquent accounts.
• Monitor and analyze the performance of the portfolio to identify potential risks and take appropriate actions.
• Review and assess credit applications, ensuring compliance with company policies and industry regulations.
• Coordinate with internal departments, such as marketing, Collection and legal, to ensure timely and efficient resolution of delinquent accounts.
• Conduct regular portfolio reviews and provide recommendations for improvement.
• Prepare and present reports on delinquency rates, recovery rates, and portfolio quality to senior management.
• Stay updated on industry trends, regulatory changes, and best practices related to remedial management