Risk Management - Credit Risk Vice President - Energy

at  JPMorgan Chase Co

JOB DESCRIPTION

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Credit Risk Vice President on the Wholesale Credit Risk (WCR) Team Vice President, you will be responsible for lending activities, portfolio monitoring and managing investment-grade related credit exposures. In this role, you will be responsible for managing new and existing lending activities, analyzing and approving other credit requests, and performing on-going portfolio monitoring. You will utilize your superior analytical skills, combined with credit and industry knowledge, to make and support credit decisions for a portfolio of clients. You will be supported by a dedicated team of analysts and will play an important role in mentoring and developing junior talent to enhance the performance of the broader team.

REQUIRED QUALIFICATIONS, CAPABILITIES AND SKILLS

• Bachelor’s degree
• 6+ years of commercial/investment banking lending experience including extensive credit, structuring, and origination experience
• Superior credit, lending, negotiation, loan documentation and modeling skills
• Performs well under pressure in a demanding environment managing multiple tasks simultaneously
• Strong attention to detail and an excellent work ethic
• Independently productive and works well in a team environment
• Provides leadership and mentorship to junior team members
• Proficiency in Microsoft Office Suite, especially Excel, PowerPoint and Word

PREFERRED QUALIFICATIONS, CAPABILITIES AND SKILLS

• MBA degree
• Understanding of or experience in covering power and utility companies
• Completion of a commercial/investment bank credit training program or equivalent experience and a thorough understanding of bank credit policies and procedures

ABOUT US

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans

• Identify the key risk factors and develop forward-looking risk assessment associated with clients, transactions and industry sub-sectors across an assigned portfolio to ensure ratings are accurate and reflect a current forward-looking view of the client
• Approve new and manage credit exposure for a portfolio of clients
• Provide early identification and proactive management of deteriorating credits and other problem situations
• Provide ownership of client credit needs and projects and independently develops a credit opinion and recommendation
• Prepare and review credit approval materials, ensure all credit risk policies are followed, and present and recommend credits for approval
• Apply corporate finance and accounting expertise to assess appropriate financing structures
• Analyze and negotiate transaction structure, covenants and legal documentation to ensure terms are appropriate and consistent with credit appetite for loans and derivatives
• Prepare and present annual portfolio review and quarterly financial snapshot of portfolio to senior management
• Assist in training and developing analysts and associates
• Work with bank examiners and internal credit reviewers to validate credit quality and integrity of the credit process
• Work closely with analysts and middle office and data teams to ensure accuracy of credit system data