SBA Underwriting Manager

at  US Bank National Association

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

JOB DESCRIPTION

Manages and coordinates the activities for assigned Business Banking Underwriting department. Ensures quality service and effective support for all of the assigned internal and external customers. Accomplishes results through the effective management of staff that may range from lower level non-exempt through exempt level professionals. Administers corporate policies and procedures and ensures compliance with applicable laws and regulations. Conducts underwriting review process in a manner designed to minimize the bank’s risk while employing problem resolution techniques in approving loans. Provides support and training for all staff, including underwriting guidelines for underwriting staff.

BASIC QUALIFICATIONS

• Bachelor’s degree, or equivalent work experience
• Typically eight to 10 years of related experience

PREFERRED SKILLS/EXPERIENCE

• Effective supervisory and management skills in the Business Banking or Commercial Underwriting space

• SBA Lending experience and thorough knowledge of SBA SOP

• Expert level of knowledge of all underwriting functions - Strong organizational, managerial and problem-solving skills - Well-developed customer relations skills - Proficient interpersonal, verbal and written communication skills

• Advanced knowledge of credit policies, credit analysis, procedures and philosophy

• Strong analytical skills in relation to evaluating asset utilization and goals
• Demonstrated analytical and risk analysis skills
• Demonstrated management and leadership skills
• Proficiency in nCino, Moody’s Credit Lens and Microsoft Suite preferred

The role offers a hybrid/flexible schedule, which means there’s an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by la