Senior Analyst, US Structured Finance, RMBS

at  SP Global

THE TEAM:

S&P Global Ratings is seeking an experienced analyst to join its Structured Finance Ratings practice which provides credit ratings and opinions for securitizations backed by RMBS assets. In this role, the Senior Analyst will be responsible for the end-to-end rating process, research, cash flow, credit, and structural analytics, and client-facing activities for new issue ratings and surveillance of RMBS transactions backed by residential mortgage assets.

OUR PEOPLE:

We’re more than 35,000 strong worldwide—so we’re able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference.

RESPONSIBILITIES :

Develops research, analytical and reporting skills and familiarity with debt rating methodology and standards essential for active participation in S&P debt rating activities.
Assembles pertinent financial, technical and other data essential to S&P debt rating activities, and applying acquired research, analytical and reporting skills, makes recommendations to the rating Committee.
Conducts model analytics on mortgage pools to assess default and loss expectations as well as cash flow sensitivities on transaction credit enhancement.
Reviews legal documentation to assist in analysis of transaction structure and preparation/formation of rating rationale and recommendation.
Informs issuer or his representative of Rating Committee’s decisions and to the extent possible, commensurate with experience, explains rating rationale.
Participates in Rating Committee meetings prior to voting, as assigned.
Participates in meetings and on-site visits with debt issuers and their representatives, as assigned.
Prepares material for publication.
Contributes to research and development of US RMBS criteria and related market commentary.
Compensation/Benefits Information: (This section is only applicable to US candidates)
S&P Global states that the anticipated base salary range for this position is $85,700.00 to $170,400.00. Final base salary for this role will be based on the individual’s geographic location, as well as experience level, skill set, training, licenses and certifications.
This role is eligible to receive additional S&P Global benefits. For more information on the benefits we provide to our employees, please click here
What We’re Looking For:Qualifications :
Must possess an MBA, JD, or CFA degree
A minimum of 2-5 years of experience in the financial services industry and significant direct experience within the RMBS required asset class may replace educational requirements.
Must have a strong understanding of financial markets and business environment including implications for S&P’s analytical products and services.
Be able to monitor relevant market trends, is knowledgeable and well informed on issuer, industry and market developments.
Highly developed interpersonal and communication skills.
Must be able to work effectively in a team-oriented, global, and multi-cultural environment.
Have the ability to undertake rigorous analytical work and be proficient at writing analytical reports.
Strong ability to work with financial models and data, including credit and cash flow models; familiarity with LEVELS and Intex a plus.
Proficiency in technological software which may include Microsoft Excel, VBA, R, C++, etc.
About S&P Global Ratings
At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.
For more information, visit www.spglobal.com/ratings
What’s In It For You?

OUR PURPOSE:

Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world.
Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress.