Senior Credit Analyst

at  Guaranteed Rate

ABOUT GUARANTEED RATE:

Guaranteed Rate is the 2nd-largest retail mortgage lender in the U.S. By offering industry-leading tools, low-rate mortgages, and unparalleled customer service, we’ve become the Home Purchase Experts®. At Guaranteed Rate, we think big – pushing beyond what most people believe is possible. We strive to work with the best of the best, building business with the best referral partners and hiring the best employees – allowing us to deliver world-class customer service. Our goal is to make sure every customer has a great experience. Headquartered in Chicago with 5,000+ employees in 300+ offices across the U.S. and licensed in all 50 states, we’ve helped thousands of homeowners with more than $37 billion in home purchase loans and refinances in just the past year alone.
Pay Range: 80-95k

JOB DESCRIPTION:

Our Credit Analysts have in depth-knowledge and experience to assist our Sales and Operational partners. In addition to providing excellent customer service they are responsible for:
Assistance in structuring of loans to meet agency and investor requirements
Calculation of income and qualifiable earnings
Review of credit escalations

ADDITIONAL OR PREFERRED EDUCATION/EXPERIENCE:

5 years of Underwriting experience.
DE Certification
Proficient with Conventional, FHA, VA & USDA guidelines
Experience with Non-Conforming/Non-QM products
All Regs experience

ADDITIONAL QUALIFICATIONS:

Sense of Urgency, Organization, Thoroughness, Financial Skills, Financial Software, Documentation Skills, Analyzing Information, General Math Skills, Informing Others, Reporting Skills, Research Skills and Financial Diagnosis.
Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law. #LI-BB

Please refer the Job description for details