Senior Credit Analyst (Independent Consultancy) - Indonesia

at  Tetra Tech

Tetra Tech provides best-in-class energy consulting services for clients worldwide. Our work advances clean energy to achieve climate and decarbonization goals; creates sustainable utilities and modern grids; and promotes gender equality and economic inclusivity at the energy nexus.
Tetra Tech was awarded the USAID Sustainable Energy for Indonesia’s Advancing Resilience (SINAR) project from January 2021 to January 2026. SINAR seeks to advance Indonesia’s development goals in expanding reliable and equitable energy services necessary for sustainable development and inclusive economic growth. To achieve this goal, SINAR will focus on the following areas: 1) Accelerating deployment of advanced energy technologies, 2) Improving performance of energy utilities, 3) Applying procurement best practices, and 4) Establishing an institutional framework and capacity for energy sector transformation.
By achieving this goal, USAID will contribute to Indonesia’s Sustainable Development Goals and 2020-2024 National Medium Term Development Plan.

TASK DESCRIPTION

To fulfill its commitment to sustainable development and green financing, the Government of Indonesia launched the Indonesia Environment Fund (IEF/BPDLH) through Minister of Finance Regulation No. 137/2019 in October 2019. BPDLH has the aim of increasing the level of green finance in Indonesia and will be the official mechanism for managing and coordinating environmental and climate funds including from international sources.
Indonesia’s forests play a multifaceted role in advancing the country’s renewable energy agenda, offering opportunities for sustainable energy production, carbon sequestration, and economic development. Forested areas contribute to the preservation of watersheds and rivers, which are essential for hydropower generation. Indonesia has significant hydropower potential, and maintaining forest cover helps ensure consistent water flow for hydropower plants, contributing to a more diversified renewable energy mix. The Research, Development and Innovation Agency of the Ministry of Environment and Forestry has so far built 31 micro-hydro units which have benefited 1,731 families in 28 villages around forest areas.
Geothermal energy is another renewable energy source that intersects with forest ecosystems. Indonesia has approximately 14,961 MW of geothermal potential with 12,705 MW located in conservation areas across 18 provinces. Therefore, balancing geothermal development with forest conservation is essential to achieve sustainable energy production while safeguarding biodiversity, ecosystem services, and the rights of local communities. Also, integrating environmental and social considerations into project planning and implementation is key to achieving a harmonious relationship between geothermal energy and forest ecosystems.
One of the programs owned by BPDLH is Revolving Fund Facility (Fasilitas Dana Bergulir/FDB). FDB is designed to provide access to capital for forestry business development and environmental investment in the context of forest conservation carried out by members of the Forestry Business Group who have direct access to forest management and environmental conservation activities. The Reforestation Fund (Dana Reboisasi) is one of the funds managed through the provision of FDB. This fund is intended to support forest and land restoration through rehabilitation and sustainable forest management efforts, with a focus on empowering forest-dependent communities in accordance with the mandate of Presidential Regulation 23/2021 on Forest Management Implementation.
USAID SINAR aims to support BPDLH in achieving the fund distribution target and enhance the accountability of providing FDB to the community. The Senior Credit Analyst will support USAID SINAR in delivering the technical assistance to BPDLH.

MINIMUM QUALIFICATIONS

• Bachelor’s degree in finance, accounting, or a related field. A master’s degree is preferred.
• Minimum of 5 years of experience as a Credit Analyst, preferably in a senior or leadership role.
• Experience in working with commercial and consumer credit portfolios.
• Professional certification such as Certified Credit Analyst (CCA) or equivalent is a plus.
• Strong knowledge of industry-specific credit evaluation criteria and standards, including familiarity with credit scoring models and credit evaluation software.
• Solid understanding of financial principles, credit regulations, and risk assessment methodologies.
• Strong understanding of relevant laws and regulations, such as the Fair Credit Reporting Act and the Equal Credit Opportunity Act.
• Strong analytical and problem-solving skills, with the ability to analyze complex financial data and draw accurate conclusions.
• Proficient in Microsoft Office Suite, particularly Excel, and other financial analysis software/tools for financial analysis and reporting purposes.
• In-depth knowledge of financial analysis techniques, credit risk assessment, and industry best practices.
• Excellent written and verbal communication skills, with the ability to present complex financial information in a clear and concise manner.
• Attention to detail and high level of accuracy in analyzing and interpreting financial data.
• Sound judgment and decision-making abilities, with the ability to assess risks and make recommendations accordingly.
• Strong ethical standards and adherence to confidentiality requirements.

VALUED QUALIFICATIONS

• Indonesian national or current resident of Indonesia.
• Fluent in Bahasa Indonesia and English (reading, writing, and oral presentation), including the ability to draft routine correspondence and edit materials using proper grammar, punctuation and style.
• Strong interpersonal skills, with the ability to build and maintain effective relationships with clients and internal stakeholders.
• Demonstrated ability to work effectively within a team and collaborate with cross-functional stakeholders.
• Ability to work independently and manage multiple priorities in a fast-paced, deadline-driven environment.

USAID SINAR is currently accepting applications for Senior Credit Analyst for a short-term technical assignment (STTA). The assignment has a length of effort (LOE) of up to two hundred forty (240) days, estimated for one year period. The analyst will provide support to USAID SINAR activities under sustainable finance team. The successful candidate is expected to have knowledge and technical skills defined in the section below.
This posting is for an independent consultant. No offers of full-time nor part-time employment with Tetra Tech will be made for this position.