Senior Credit Manager

at  Octopus

Company Description
At Octopus, we’re entrepreneurs and we’re investors, on a mission to back the people, ideas and industries that will change the world.
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Job Description

QUALIFICATIONS

• A detailed understanding of property finance, including development and property investment
• Experience in underwriting/ credit analysis and executing loans.
• Strong credit and risk analysis, with the ability to identify and mitigate any early warning signals
• Highly numerate with a good understanding of development cashflows/ financial accounts.
• Due Diligence management and analysis (Legal, Valuation and QS reports)
• Confidence and the ability to manage and build rapport with all stakeholders
• Team player with the ability to work across several workstreams simultaneously
• Excellent report writing and general communication skills
• Ambitious with a good understanding of the UK property market
  Additional Information

• Work with our origination colleagues to structure new loans, ensuring they work for both the client and our risk appetite.
• Write and present detailed credit papers outlining the key risks and mitigants for a deal, with a clear recommendation.
• Manage and analyse all the diligence streams for a transaction, including valuation reports, QS reports and legal documents. Lead legal negotiations with lawyers and borrowers.
• Contribute to the growth of the team, through increasing the size of the loan book, continuously improving processes and designing and implementing new loan products