Senior Credit Officer, FIPSH

at  Westpac Institutional Banking

Role Title: Senior Credit Officer, Europe & Americas
Role location: New York
About Westpac : We are Australia’s first bank and oldest company, and one of four major banking organisations in Australia. This opportunity sits in our New York office working for Westpac Institutional Bank, the division of Westpac, which services the needs of our corporate, institutional, and governmental clients.

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As part of our commitment to creating a diverse and inclusive workplace, this role is open to experienced candidates seeking a discussion around workplace flexibility. We invite candidates of all ages, people with a disability and Indigenous Australians to apply.

• Demonstrate prudent and clear judgment in the assessment and management of the credit risks within the business, including the early recognition of problem loans and implementation of remediation plans
• Approve transactions and customer group risk appetite within delegated authority or support exposures in excess of the delegated authority.
• Adopt a continuous improvement policy to build the Westpac brand leadership in the market.
• Contribute to the strategic positioning of Westpac to ensure credit strategies and policies are appropriately aligned with business units objectives
• Contribute to the development of a sound credit culture within the business
• Work closely with the business to optimise risk utilisation to maximise the return to the bank from the defined / available risk appetite
• Work closely with the Dealing Room Credit Officers to ensure trading is within approved limits or referred to the appropriate authority for prior approval.
• Collating and analysing data to drive effective in-country risk management, including production of risk reporting for local risk management committee and in-country leadership team.
• Ensure policies and procedures meet local regulatory expectations. Engage with external regulators as necessary