Senior Credit Risk Analyst

at  Close Brothers Group

OVERALL SUMMARY

At Close Brothers we look to recruit individuals from all different backgrounds and encourage you to apply even if you don’t tick every box. We celebrate diversity, promote inclusivity and are open to discuss flexible work options to help you balance your work and home life.
Join the Close Brothers Credit Risk team where you will work as part of a team of analysts to develop, deliver and monitor credit risk strategies.
Working as part of the Credit Risk team, our ideal team member will have previous experience in designing and implementing Credit acquisition strategy with excellent analytical skills.

IT IS NOT ESSENTIAL BUT IT WOULD BE GREAT IF YOU:

• Have an understanding and / or experience of credit scorecards in a retail or commercial environment
• Have experience of consumer and commercial underwriting, credit bureau data and reports, business accounts etc
  We are an inclusive organisation and committed to ensuring our recruitment process is as accessible as possible to everyone. We will make adjustments for people who have a disability or long-term condition. If you need the job description or application form in an alternative format or would like to discuss the recruitment process with us, please email us at recruit.ssc@closebrothers.com or request a call back.

ABOUT US

For roles offering hybrid working: At Close Brothers we support employees to balance their work life priorities and in this role you will be able to enjoy a mixture of hybrid working.
Close Brothers is a leading UK merchant banking group providing lending, deposit taking, wealth management services and securities trading. At Close Brothers we provide financial support and advice to small businesses and individuals in the UK. Our purpose is to help the people and businesses of Britain thrive over the long term.
To find out more about Close Brothers, please visit our careers page: https://www.closebrothers.com/careers

• Undertake analysis of Credit acquisition strategy and processes to provide insight and recommendations to Credit management to improve and optimise Credit decisioning strategy
• Set and monitor Motor credit risk performance against agreed plans, targets and budgets and work with the Credit Manager to propose and agree actions required to address any performance issues and/or to capitalise on opportunities
• Develop and present high quality credit risk related MI and insight to Credit management, Credit Committees and other major stakeholders to support informed decision making
• Maintain and provide input for relevant Credit Policies to ensure the delivery of business objectives and alignment with Group Credit Risk Standards
• Ensure compliance with prudent underwriting standards and assist Operations to ensure that Motor’s bad debt is managed appropriately, and all processes comply with the regulatory guidance