Senior Credit Risk Manager (f/m/x)

at  Auto1 Group

Company Description
We are looking for an enthusiastic individual to join our Captive Finance team. In this role, you will have a major impact on how we assess and allocate our credit risk and mitigate credit risk. You will have the opportunity to work directly with key stakeholders. AUTO1 Group is Europe’s leading automotive platform. With our well-known brands Autohero, wirkaufendeinauto.de and AUTO1.com, we are revolutionizing the used car market.
Job Description
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Analyze and evaluate loan tapes to ensure accuracy, compliance, and alignment with company policies and industry standards

• Conduct thorough back-testing of existing credit policies and scoring models to assess their effectiveness and identify areas for enhancement
• Provide expert recommendations for policy and model improvements based on data analysis and industry best practices
• Work closely with the Credit Operations team to implement new policies and work instructions
• Ensure seamless integration and operational efficiency
• Evaluate credit risk and develop strategies to mitigate potential risks
• Enhancing the overall credit quality of the portfolio
• Communicate insights and recommendations to key stakeholders

Qualifications
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Successfully completed studies in economics, financial management or a comparable course of study

• Ideally knowledge of Python, Redash and data analytical tools
• Relevant experience in credit analysis, policy review and risk management
• Experience in the role as a Team lead or personnel responsibilities
• Working detail-oriented with a strong focus on accuracy and compliance
• Ability to work independently and manage multiple projects simultaneously
• Comprehensive knowledge of Google Workspace, Microsoft Word, Excel and PowerPoint
• Business fluent in English, while knowledge of German is a plus

Additional Information
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Be part of Europe’s leading digital automotive platform!

• Personal growth with the contribution of own ideas
• Frequent feedback talks will support you in achieving your goals
• Flexible working hours
• Time to relax: 26 days vacation
• Working from home: you can work from home up to 3 days a week

Please refer the Job description for details