Senior Credit Risk Specialist - Consumer Lending Card Risk

at  Wells Fargo

JOB EXPECTATIONS:

Ability to work at one of the approved locations in the job posting
Willingness to comply with our hybrid work model; working from a Wells Fargo facility at least three days a week, with the flexibility to work remotely two days a week.

Job Posting Locations:

• 401 S Tryon St Charlotte, NC
• 250 E John Carpenter Frwy, IRVING, TX
• 2200 Concord Pike. WILMINGTON, DE

APPLICANTS WITH DISABILITIES

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

WELLS FARGO RECRUITMENT AND HIRING REQUIREMENTS:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process

Required Qualifications:

• 4+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educatio

Desired Qualifications:

• 2+ years of strong programing skills in Python/SAS/SQL with hands on experience handling large datasets
• 1+ year of statistical analysis and understanding of Machine Learning techniques
• Experience in managing originations/account management decision engine strategies
• Understanding on P&L drivers for credit card/other unsecured lending products
• Knowledge and understanding of databases and data mining techniques
• Self-motivated with strong analytical and problem-solving skills
• Excellent verbal, written, and interpersonal communication skills
• Ability to articulate complex concepts in a clear manne

Wells Fargo is seeking a Senior Credit Risk Specialist

In this role, you will:

• Lead complex initiatives and identify opportunity for risk mitigation strategies within Credit Risk
• Use your business acumen and analytical experience to monitor trends, perform root cause analyses, and proactively prescribe strategies to capture opportunities to drive business results
• Effectively moderately collaborate and consult in a matrix organization with peers, colleagues and managers to resolve issues and achieve goals
• Contribute to credit performance, potential or emerging risks
• Review and analyze moderately complex processes and projects, business, operational, or technical challenges that require an in-depth evaluation of variable factors
• Communicate analytical findings and recommendations across multiple levels of the organization
• Receive direction from leaders and interact with internal customers
• Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements

Required Qualifications:

• 4+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 2+ years of strong programing skills in Python/SAS/SQL with hands on experience handling large datasets
• 1+ year of statistical analysis and understanding of Machine Learning techniques
• Experience in managing originations/account management decision engine strategies
• Understanding on P&L drivers for credit card/other unsecured lending products
• Knowledge and understanding of databases and data mining techniques
• Self-motivated with strong analytical and problem-solving skills
• Excellent verbal, written, and interpersonal communication skills
• Ability to articulate complex concepts in a clear manner