Senior Credit Risk Specialist / Unsecured Lending

at  Wells Fargo

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity, and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. Learn more about the career areas and lines of business at wellsfargojobs.com .

APPLICANTS WITH DISABILITIES

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

WELLS FARGO RECRUITMENT AND HIRING REQUIREMENTS:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process

Required Qualifications:

• 4+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educatio

Desired Qualifications:

• 3+ years of SAS and/or SQL programming experience
• Experience in Python, Tableau
• Experience in combining/analyzing data from multiple large data sources to develop and implement credit control strategies. Familiarity with credit card industry is a plus
• Excellent verbal, written, and interpersonal communication skills
• Ability to articulate complex concepts in a clear manner
• Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
• Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills
• Proactive with results driven attitude, and strong problem solving skills
• Well organized, attention to detai

Wells Fargo is seeking a Senior Credit Risk Specialist within the company’s Corporate Risk group. Corporate Risk is the company’s second line of defense for risk management. The Senior Credit Risk Specialist role will be part of the Small Business Card Credit Risk team.

In this role, you will:

• Lead moderately complex initiatives and identify opportunity for risk mitigation strategies within Small Business Card Credit Risk
• Perform quantitative analytics using programming tools (SQL, SAS, Tableau and/or Python, R) to analyze data from a variety of sources to develop Credit Risk strategies
• Review and analyze complex strategies, programs and policies with a direct and significant impact on risk appetite and culture
• Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
• Interact with internal and external customers
• Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
• Collaborate with business for oversight of risk management
• Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics

Required Qualifications:

• 4+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 3+ years of SAS and/or SQL programming experience
• Experience in Python, Tableau
• Experience in combining/analyzing data from multiple large data sources to develop and implement credit control strategies. Familiarity with credit card industry is a plus
• Excellent verbal, written, and interpersonal communication skills
• Ability to articulate complex concepts in a clear manner
• Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
• Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills
• Proactive with results driven attitude, and strong problem solving skills
• Well organized, attention to detail

Posting Locations:

• 401 S Tryon Street, Charlotte, North Carolina
• 2200 Concord Pike, Wilmington, Delaware

Job Expectations:

• Ability to work at the approved location(s) in the job posting
• This position offers a hybrid work schedule
• Job posting may come down early due to volume of applicants.