Senior Lead Credit Risk Officer / Home Lending

at  Wells Fargo

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity, and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. Learn more about the career areas and lines of business at wellsfargojobs.com .

APPLICANTS WITH DISABILITIES

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

WELLS FARGO RECRUITMENT AND HIRING REQUIREMENTS:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process

Required Qualifications:

• 7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Strong analytical skills, including the ability to complete data investigations with high attention to detail and accuracy.
• Proven technical writing and communication skills.
• Strong collaboration skills with demonstrated ability to successfully manage strategic initiatives with business partners.
• Knowledge of origination underwriting platforms.
• Strong understanding of income analysis including self-employment cash flow.
• Judgmental quality review experience

Wells Fargo is seeking a Senior Lead Credit Risk Officer who will lead credit policy efforts and provide credit policy guidance. Leader will participate in front line projects by representing Home Lending Originations Credit Risk through oversite of credit related activities and credit policy initiatives. This position uses subject matter knowledge to advise front line management regarding credit performance, emerging risks, and business conformity with risk appetite, credit culture, and policies. This role will collaborate with independent risk management (IRM) risk pod partners comprised of Business Aligned Compliance Officer (BACO) and Operational Risk Business Oversight (ORBO) to document all applicable risks.

In this role, you will:

• Successful candidates will possess credit policy experience, strong analytic capacity, excellent project management skills, a collaborative approach to issue resolution and excellent writing skills.
• This position applies subject matter knowledge to serve as a consultant and resource to corporate and/or front line management regarding credit performance, potential or emerging risks, and business conformity with risk appetite, credit culture, and policies.
• Candidate must demonstrate a track record of end to end ownership of projects driving timely, thorough results. Successful candidate will have excellent technical writing and oral communication skills to write and present policies, presentations, and executive level communications.
• Position requires innovative thinking to challenge existing process and policy. Experience creating synergies with collaborative business partnerships to drive efficient results which support broader goal of simplifying policy and operations.
• Experience working on efforts related to regulatory issues and corrective actions is preferred.
• Act as an advisor to leadership to develop or influence credit risk policies and strategies.
• Lead large projects related to credit policy or strategy.
• Experience in mortgage lending credit/collateral policy, credit risk, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
• 7+ years of experience in similar role.
• Excellent verbal and written communication skills and interpersonal communication skills.
• Experience with consumer lending new account and portfolio management underwriting credit decisions and policies.
• Proven leadership experience and skills.

Required Qualifications:

• 7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications:

• Strong analytical skills, including the ability to complete data investigations with high attention to detail and accuracy.
• Proven technical writing and communication skills.
• Strong collaboration skills with demonstrated ability to successfully manage strategic initiatives with business partners.
• Knowledge of origination underwriting platforms.
• Strong understanding of income analysis including self-employment cash flow.
• Judgmental quality review experience.

Posting Locations:

• 401 S Tryon Street, Charlotte, North Carolina
• 1445 Ross Ave, Dallas, Texas
• 600 S 4th St, Minneapolis, Minnesota
• 800 S Jordan Creek Pkwy, West Des Moines, Iowa
• 1150 W Washington St, Tempe, Arizona

Job Expectations:

• This position currently offers a hybrid work schedule.
• Ability to work at the approved location(s) in the job posting.
• Job posting may come down early due to volume of applicants.