Senior Manager - Credit Operations

at  Curve

Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.
That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.
With Curve you can spend from all your accounts, track spend behaviour and provide insights, and security to protect you from fraud. For the first time giving you bright insights and control of all your money in one beautiful place.
We’re developing a ground-breaking product with our customers at the core. Our user base is growing rapidly and we have exceptional metrics. We have funding from the leading names in tech investment, and a visionary leadership team who wants everyone who joins this remarkable adventure, to have the autonomy to masterfully develop their expertise.

IN-DEPTH KNOWLEDGE OF REGULATORY REQUIREMENTS AND COMPLIANCE IN THE FINANCIAL SERVICES INDUSTRY:

• The ideal candidate would have direct experience in a regulated consumer credit environment, with in-depth knowledge of relevant regulations (e.g., FCA in the UK) and the ability to ensure all credit servicing, collections and engagement activities are fully compliant.
• They should have a track record of establishing rigorous risk management frameworks to safeguard operational integrity and uphold high standards of regulatory adherence, ideally in a 1st Line of Defence (1LOD) capacity.

EXPERIENCE LAUNCHING NEW PRODUCTS AND/OR IN NEW MARKETS:

• Direct experience in implementing process improvements to drive operational efficiency, preferably within a high-growth financial services environment, the candidate should demonstrate tangible achievements in automating credit operations, reducing manual processes, and deploying innovative technologies.
• The ideal candidate would have experience in expanding credit products and operations across diverse international markets, which would ideally include proven expertise in accommodating regional compliance requirements, cultural variations, and regulatory environments, ideally within a global fintech or financial services firm.
  

Benefits:

• 25 days plus bank holidays
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Bupa Health Insurance (YuLife)
• Life insurance powered by AIG (5x Annual Salary)
• Pension Scheme powered by “People’s Pension” (4% Matched)
• EAP (Mental health & wellbeing support, Life coach, Career coach)
• 24/7 GP access (Smart Health via YuLife)
• Annual subscriptions to Meditopia & FIIT for your mind and body (via YuLife)
• Discounted shopping vouchers (via YuLife)
• Enhanced parental leave
• Ride to work scheme & Season ticket loan
• Electric car scheme
• Six nights of Night Nanny for new parents
• Free Curve Metal subscription for you and your +1

Please refer the Job description for details