Specialist - Credit Analyst - Commercial Property Finance

at  Absa Bank Limited

Empowering Africa’s tomorrow, together…one story at a time.
With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
Job Summary
An analyst role with Commercial Property Finance, focused on providing support with a specific focus on credit sales and deal structuring within the property space. You will also work within existing credit policies to manage all credit related issues for the Commercial Property Finance business.
Job Description
We are a truly African brand, unified and united with one goal: to bring your possibility to life. Our impressive client portfolio includes global and Africa-based multinationals, public sector and institutional clients, as well as financial institutions and global development organizations.
In this role you will provide credit-focused support with a specific focus on credit sales and deal structuring. You will also work within existing credit policies to structure appropriate bankable solutions for the client and further manage all other credit related issues for the Commercial Property Finance business.

You will also be responsible for:

• Building strong relationships with stakeholders.
• Preparing credit deals up until credit approval for credit in the region
• Performing robust financial and non financial analysis on the client that will support and underpin all new proposals in terms of the clients’ credit risk implications.
• Making use of clients’ historical data for example, its financial statements to forecast the clients’ potential growth and sustainability.
• Conducting a sensitivity/scenario analysis to determine the impact that a change in, for example the economy, political situation, consumer demand etc will have on the clients’ financial health.

Let’s have a further discussion, if you have a B degree and over 2-3 years credit analysis experience. It would also be preferred if you have experience in property, debt structuring, restructuring of businesses, aggregation of financial positions, and/or debt modelling.
Education
Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)
Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.
Absa Bank Limited reserves the right not to make an appointment to the post as advertise

• Building strong relationships with stakeholders.
• Preparing credit deals up until credit approval for credit in the region
• Performing robust financial and non financial analysis on the client that will support and underpin all new proposals in terms of the clients’ credit risk implications.
• Making use of clients’ historical data for example, its financial statements to forecast the clients’ potential growth and sustainability.
• Conducting a sensitivity/scenario analysis to determine the impact that a change in, for example the economy, political situation, consumer demand etc will have on the clients’ financial health