State Credit Analyst/Auditor

at  Scotpac

$80,000 - $90,000 PER ANNUM

Scotpac is looking for a State Credit Analyst/Auditor to join their team.
As a State Credit Analyst you will be managing client credit risk in Melbourne including portfolio risk, problem accounts, compliance, and risk reporting in the region.

Major Tasks and Challenges:Keep losses to a minimum through effective monitoring risk

• Keep losses to a minimum through effective monitoring risk, identifying and assisting the State Credit Manager and the broader Relationship team, in resolving risk issues.
• Analytical review of portfolios and providing support to Credit Manager to complete reviews with Client Relationship Managers
• Monitor the completion of month end risk and compliance reporting
• Awareness of and compliance with ScotPac Credit Policy
• Review monthly change report (half a day per month
• Review of completed audits and actions required
• Ensure the Client Relationship team complies with company credit policy and procedures
• Minimise or eliminate losses by monitoring risk and detecting and rectifying potential breaches of policy
• Minimizing risk of loss in the event of client default
• Monitor financial standing of clients
• Liaison with other areas of the business especially where client exposures are shared
• Review Client Audit reports and Survey Reports, identify advise on remedial action where required
• Where required support the relationship team in other activities

SKILLS AND EXPERIENCE

• Bachelor Degree or Equivalent in related field
• Minimum of 18 months experience within Debtor Finance industry
• Thorough understanding of risk control and procededures with a minimum of 2 years experience in a similar role within the Financial Industry
• Auditing experience required and familiarity of completing surveys including the ability to analyse financials from a risk perspective
• Excellent communication / Stakeholder management skills
• Ability to solve problems collaboratively and efficiently
• Experience using risk management software, experience with Dancerace (R3 and C3 highly desirable) and experience using D365, PowerBi, Excel and CMP required
  Job Types: Full-time, Permanent
  Pay: $80,000.00 – $90,000.00 per year

Experience:

• Debtor Finance: 1 year (Required)
• Risk and Audit within financial industry: 2 years (Required)

Work Authorisation:

• Australia (Required)

Work Location: In person
Application Deadline: 20/02/2025
Expected Start Date: 24/02/202

• Keep losses to a minimum through effective monitoring risk, identifying and assisting the State Credit Manager and the broader Relationship team, in resolving risk issues.
• Analytical review of portfolios and providing support to Credit Manager to complete reviews with Client Relationship Managers
• Monitor the completion of month end risk and compliance reporting
• Awareness of and compliance with ScotPac Credit Policy
• Review monthly change report (half a day per month
• Review of completed audits and actions required
• Ensure the Client Relationship team complies with company credit policy and procedures
• Minimise or eliminate losses by monitoring risk and detecting and rectifying potential breaches of policy
• Minimizing risk of loss in the event of client default
• Monitor financial standing of clients
• Liaison with other areas of the business especially where client exposures are shared
• Review Client Audit reports and Survey Reports, identify advise on remedial action where required
• Where required support the relationship team in other activitie