Underwriter - Credit Card

at  Wells Fargo

APPLICANTS WITH DISABILITIES

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

WELLS FARGO RECRUITMENT AND HIRING REQUIREMENTS:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process

Required Qualifications, US:

• 2+ years of Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educatio

Desired Qualifications:

• Credit card underwriting and/or Personal Lending underwriting experience
• Home Equity experience
• Manual, judgmental, or non-conforming underwriting experience
• 6+ months training or leadership experience
• 1+ year of customer call center experience
• Basic Microsoft Office skill

Wells Fargo is seeking an Underwriter in the Unsecured Lending Operations as part of Credit Services. Learn more about our career areas and lines of business at Wellsfargojobs.com

In this role, you will:

• Be responsible for reviewing, analyzing, approving, and underwriting routine individual consumer requests and products with few deviations and within company and industry guidelines
• Be responsible for making calls and/or receiving calls from either, existing card customers about a line increase or from new customers requesting a Wells Fargo credit card
• Review credit applications, credit bureau information, collateral valuation, tax returns, financial statements, or other supporting documentation to recommend or approve requests within deaccessioning authority levels by way of automated scoring system or traditional underwriting
• Assist with the calculations and preparation of reports for review
• Respond to customer inquiries and credit decisions
• Ensure credit files are current, complete, and compliant with company standards
• Contact customers and partners to gather information to make appropriate decisions, and explain rationale behind credit decisions
• Present recommendations for resolving situations and exercise some independent judgment while developing understanding of the Underwriting role
• Provide information to team, managers, and customers to related inquiries
• Load balancing / cross-functional training
• Customer interaction (inbound/outbound calls)
• Assist with resolution to executive office complaints
• Re-evaluations/appeals
• Second Level Review
• First party fraud prevention
• Tax Review Analysis

Required Qualifications, US:

• 2+ years of Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Credit card underwriting and/or Personal Lending underwriting experience
• Home Equity experience
• Manual, judgmental, or non-conforming underwriting experience
• 6+ months training or leadership experience
• 1+ year of customer call center experience
• Basic Microsoft Office skills

Job Expectations:

• Obtain delegation of authority within 60 days of start date
• Training will be 7 am - 4 pm PST for 5 weeks (tentative).
• Schedule after training will be 9 am - 6 pm PST. Schedule will include working every 4th Saturday
• Hours may change due to business needs and may include weekends, overtime and hours beyond 7:00pm

Location: 2800 S Price Rd. Chandler, AZ

• Required location(s) for this position is listed above. Candidate must reside within a reasonable commute to the site location. Relocation assistance is not available for this position.
• Business Hours of Operation: Monday - Friday 5 am - 6 pm PST and Saturday 6 am - 5 pm PST
• This position is not eligible for Visa sponsorship