Verification Specialist

at  OneMain Financial

The Centralized Verification Specialist will be responsible for accurate and timely investigation of sub-prime consumer loan applications. Ensure that critical loan approval stipulations are addressed, resolved, and meet company policies. Identify and escalate complex issues as they are identified. Support both a Centralized Sales operation and a nation wide branch office network.

REQUIREMENTS

• High School Diploma or GED plus 1 or more years in customer service
• Prior experience in verification processing and / or fulfillment
• Strong communication skills (oral, written, and interpersonal)
• Excellent customer service skills
• High level of motivation to deliver results
• Demonstrated ability to accomplish results in a team-based environment
• Ability to build relationships and partnerships
• Ability to review loan documents in a timely fashion for accuracy
• History of using sound reasoning and exercising good judgment

• Maintain thorough knowledge and understanding of OneMain’s policies and procedures, as well as state and federal laws
• Comprehensive understanding of verification workflow
• Ensuring loan stipulations are distributed appropriately to ensure cycle time meets or exceeds customer expectations and individual process and service level standards
• Verification activities may include validating identity, address, and social security number; employment, auto insurance, automobile value, lien and title verification; analyzing proof of income and disposable income; fulfilling loan requests, perfecting liens and reviewing loan documents for accuracy and completeness
• Provide escalation support on complex issues that may occur to ensure timely and accurate processing of loan stipulations
• Identify anomalies or complex issues and decisively escalate to provide a timely and seamless transition within the process
• Identify, investigate and/or escalate potential fraud risks
• Act as a liaison between multiple internal and external customers and/or vendors. This will include written and verbal communication with Centralized Sales, Underwriting and Branch personnel
• Identify process improvement opportunities to increase efficient and effective loan stipulation verification
• Identify process related risks and offer suggestions on potential controls to mitigate risks