Wealth Retail Banking Unsecured Credit Risk Management Apprentice Singapore

at  Standard Chartered

Job ID: 13134
Location: Singapore, SG
Area of interest: Business Support, Management & Efficiency
Job type: Apprentice
Work style: Hybrid Working
Opening date: 3 Jan 2025

ABOUT STANDARD CHARTERED

We’re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can’t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term.

KEY RESPONSIBILITIES

• Support the portfolio management activities such as tracking, monitoring, and analysing the full credit cycle performance and risk tolerance metrics of the Unsecured portfolios.
• Support bank’s credit testing programs launches through effective management of program risks and profitability.
• Participate in credit decision engine testing and implementations as part of bank initiatives or system enhancements
• Support credit bureau data management activities related to timely submission to Credit Bureau Singapore (CBS), data quality standards and process controls.
• With the use of credit bureau data, support the establishment of a robust credit analytic framework to identify early warning signals, credit risk process inputs and customer segment risk factor(s).

During this learning journey, you will embark on two 6 months rotations. You will be exposed to different projects and tasks, alongside structured trainings, mentorship and on-the-job learning. Through the programme, you’ll experience an incredible and varied global learning experience, which include:

• Talent assignments
• Technical and professional skills training
• Future Skills and development workshops
• Targeted online learning
• Inspiring thought leadership speaker events
• Real-life business problem solving and mor