WIB Senior Credit Officer, Level 2

at  WESTPAC BANKING CORPORATION

JOB DESCRIPTION

• Permanent Role
• Sydney based - hybrid working.
• Incredible opportunity to join Westpac’s Institutional Credit team

HOW DO I APPLY?

Start here. Select the APPLY or button.
At Westpac we are committed to providing a supportive culture and creating diverse, inclusive, and accessible workplaces, branches, products and services for our customers, employees, and community. This role is open to experienced candidates seeking a discussion around workplace flexibility. We invite candidates of all ages, genders, sexual orientation, cultural backgrounds, people with disability, neurodiverse individuals, and Indigenous Australians to apply. If you have questions about the recruitment process, please email talentacquisition@westpac.com.au

The WIB Senior Credit Officer will be primarily responsible for credit risk approval and management of a portfolio of Bank and Non-Bank Financial Institutions exposures. Responsibilities will extend to credit risk management of Financial Markets and Treasury activity. More specifically, you will demonstrate prudent and clear judgment in the assessment and management of the credit risks within the business, including the early recognition of problem loans and implementation of remediation plans. You will adopt a continuous improvement policy to build the Westpac brand leadership in the market. In addition to this you will:

• Contribute to the strategic positioning of WIB to ensure that credit strategies and policies are appropriately aligned with business units objectives.
• Contribute to the development of a sound credit culture within the business.
• Work closely with the business to optimise risk utilisation to maximise the return to the bank from the defined / available risk appetite

The ideal candidate will come from an extensive background of credit-related roles, previous delegated authority to approve credit risk is highly desirable. You will have previous experience in credit analysis of the Bank and Non-Bank Financial Institutions sector. In addition, Structured Finance experience will be considered highly advantageous. Additionally, the preferred candidate will have:

• Practical knowledge of legal documentation.
• Ability to act independently, think innovatively, solve problems and exhibit a growth mindset.
• Superior communication skills, as well as excellent negotiating and influencing skills.
• A business degree or post graduate finance qualification would be well regarded as well as industry qualifications such as CFA, AIMR, GARP or PRMIA

Together, we’re creating better futures for all our people, customers, communities, and shareholders. This has been our enduring Purpose.

• We inspire our people and together we are creating better futures. It’s our passion for embracing diversity and creating opportunities that enables them to dream big and fulfil their potential.
• We empower our customers. It’s our strength, agility and heart that gives them the confidence to navigate change and forge new paths. Empowered, our customers are creating better futures.
• We make change happen in the community. It’s our shared vision of a safer, greener and more inclusive world that sees us back new ideas, innovations and individuals who are creating better futures.
• We deliver for our shareholders by creating better futures together. It’s our ability to generate value for this generation and the next, which makes our shareholders proud to invest in us