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Manager, Data Product at Standard Bank - UK
Accra, Greater Accra Region, Ghana - Full Time
Skills Needed
Data Product Strategy, Product Development, Go To Market Planning, Agile Development, Api, Big Data Infrastructure, Python, B2b Relationship Management, Financial Planning, Budgeting, Data Analysis, Project Management, Enterprise Architecture, Business Case Writing, Pricing Strategy, Corporate Client Management
Specialization
Requires a bachelor's degree in Business/Commerce and a postgraduate diploma in Marketing. Candidates need 5-7 years of experience in B2B client management and financial planning, plus 1-2 years of technical experience in data analytics and big data infrastructure.
Experience Required
Minimum 5 year(s)
Senior Commercial Underwriter at Wilson Bank Trust
Lebanon, Tennessee, United States - Full Time
Skills Needed
Commercial Underwriting, Credit Policy Analysis, Financial Statement Analysis, Cash Flow Modeling, Risk Assessment, Loan Structuring, Microsoft Excel, Tax Return Interpretation, Internal Controls, Regulatory Compliance, Mentoring, Critical Thinking, Problem Solving, Interpersonal Communication, Time Management, Project Management
Specialization
Requires a bachelor's degree in business, accounting, or finance with at least 7 years of related experience. Candidates must possess advanced Microsoft Excel skills and the ability to analyze complex personal and business financial statements.
Experience Required
Minimum 5 year(s)
Customer Liaison Officer at Standard Bank - UK
Fish Hoek, Western Cape, South Africa - Full Time
Skills Needed
Customer Service, Active Listening, Communication, Interpersonal Skills, Problem Solving, Banking Software, Client Servicing, Customer Reception, Product Knowledge, Attention To Detail
Specialization
Requires a National Certificate (NQF5) or equivalent and 1-2 years of branch banking experience. Candidates must possess strong communication skills and proficiency in banking software.
Data Privacy Manager at Standard Bank - UK
Nairobi, Nairobi County, Kenya - Full Time
Skills Needed
Data Privacy, Information Risk Management, Regulatory Compliance, Audit, Information Security, Risk Identification, Risk Management, Information Management, Stakeholder Management, Analytical Thinking, Critical Thinking, Attention To Detail, Gdpr, Kenya Data Protection Act, Strategic Alignment
Specialization
Candidates must hold a first degree in Information Technology, Law, or a related field. The role requires 5-7 years of expert experience in data privacy, preferably within the financial sector, along with strong audit and regulatory knowledge.
Experience Required
Minimum 5 year(s)
Lead, Hub at Standard Bank - UK
, Rivers State, Nigeria - Full Time
Skills Needed
Business Banking, Relationship Management, Strategy Development, Market Development, Client Value Propositions, Financial Management, Data Science, Digital Platform Management, Customer Experience, Business Communication, Presentation Skills, Process Governance, Sales, Team Leadership, Portfolio Management
Specialization
Candidates must possess a first degree in a business-related field and 15-18 years of extensive experience in business banking and strategy. A strong background in managing digital platforms and a proven track record in growing client bases and balance sheets are essential.
Experience Required
Minimum 10 year(s)
Payments Claim Specialist at City National Bank
Los Angeles, California, United States - Full Time
Skills Needed
Payment Fraud Investigation, Dispute Resolution, Regulatory Compliance, Banking Procedures, Chargeback Processing, Data Analysis, Quality Assurance, Critical Thinking, Customer Service, Microsoft Word, Microsoft Outlook, Microsoft Excel, Multitasking, Communication Skills, Attention To Detail, Financial Reporting
Specialization
Candidates must possess a Bachelor's degree or equivalent and at least two years of experience in back-office banking or accounting. Proficiency in Microsoft Office suite and the ability to work effectively in a metrics-driven, team-oriented environment are required.
Experience Required
Minimum 2 year(s)
Senior Payments Administrator at Standard Bank - UK
Douglas, Isle of Man, Isle of Man - Full Time
Skills Needed
Foreign Exchange Transactions, Banking Operations, Anti Money Laundering, Know Your Customer, Payment Processing, Workflow Management, Customer Service, Risk Management, Business Intelligence, Client Relationship Management, Continuous Improvement, Creative Problem Solving, Commercial Acumen, Data Interpretation, Stakeholder Management
Specialization
Candidates must have 3-4 years of experience in banking operations and a minimum qualification of a secondary or high school education. Proficiency in identifying and escalating suspicious activities related to AML/KYC regulations is essential for this role.
Experience Required
Minimum 2 year(s)
Senior AML Analyst - Transformation Coordinator at Aegean Baltic Bank
Municipality of Marousi, Attica, Greece - Full Time
Skills Needed
Aml Compliance, Kyc/Cdd, Transaction Monitoring, Regulatory Readiness, Eu Aml Single Rulebook, Risk Assessment, Ubo Identification, Data Analysis, Uat, Policy Drafting, Sar/Str Reporting, Sanctions Screening, Business Analytics, Project Coordination, Compliance Culture, English Fluency
Specialization
Requires a bachelor's degree in Banking, Business, Statistics, or a related field with at least 4 years of AML risk experience. Candidates must have strong familiarity with EU AML directives and hands-on experience with Transaction Monitoring and CDD tools.
Experience Required
Minimum 2 year(s)
Mortgage Underwriter at Gateway First Bank
Plano, Texas, United States - Full Time
Skills Needed
Mortgage Underwriting, Credit Analysis, Loan Documentation, Regulatory Compliance, Risk Assessment, Fraud Detection, Conventional Loans, Fha, Va, Rd, Loan Origination Software, Microsoft Word, Microsoft Excel, Microsoft Outlook, Analytical Skills, Communication Skills
Specialization
Candidates must have a bachelor's degree or equivalent experience and at least 5 years of mortgage underwriting experience. Proficiency in conventional, FHA, VA, and RD loan programs is required, with a preference for DE or SAR certifications.
Experience Required
Minimum 5 year(s)
Scientist, Data at Standard Bank - UK
Mbabane, Hhohho Region, Eswatini - Full Time
Skills Needed
Data Mining, Statistical Analysis, Machine Learning, Data Visualisation, Software Engineering, Etl, Credit Scoring, Propensity Modeling, Churn Modeling, Technical Business Intelligence, Project Management, Data Architecture
Specialization
Requires a first degree in Information Studies or Technology with 3-4 years of experience in data analytics and software engineering. Proficiency in tools like SAS, R, SPSS, Power BI, and Tableau is essential.
Experience Required
Minimum 2 year(s)
Mortgage Underwriter at Farmers State Bank
Lagrange, Indiana, United States - Full Time
Skills Needed
Mortgage Underwriting, Loan Processing, Risk Analysis, Compliance, Customer Service, Appraisal Review, Title Work, Hmda Reporting, Escrow Management, Data Entry, Analytical Skills, Communication, Fhlbi Guidelines, Secondary Market Reporting, Detail Oriented
Specialization
Candidates must have at least 5 years of experience in loan processing and operations. Proficiency in computer systems, lending products, and regulatory compliance is required, along with strong analytical and customer service skills.
Experience Required
Minimum 5 year(s)
Laon Document Preparation Specialist II at Gateway First Bank
Jenks, Oklahoma, United States - Full Time
Skills Needed
Loan Documentation, Consumer Lending, Commercial Lending, Laserpro, Loan Operations, Compliance, Ucc Searches, Title Searches, Flood Determinations, Credit Memos, Bsa/Aml, Ofac, Glba, Communication Skills, Ms Office
Specialization
Candidates must have a high school diploma and 2-4 years of experience in loan documentation or a related banking field. Proficiency in loan documentation software and thorough knowledge of lending compliance and procedures are required.
Experience Required
Minimum 2 year(s)
Lending Support Specialist at Wilson Bank Trust
Lebanon, Tennessee, United States - Full Time
Skills Needed
Commercial Lending Support, Credit Analysis, Document Preparation, Compliance Review, Loan Underwriting, Risk Management, Microsoft Office, Ucc 1 Law, Lien Perfection, Deeds Of Trust, Analytical Thinking, Problem Solving, Interpersonal Communication, Time Management, Data Entry, Technical Guidance
Specialization
A bachelor's degree in finance, business administration, or a related field is required, with one year of experience in commercial lending support preferred. Candidates must possess strong knowledge of lending regulations, collateralization, and proficiency in Microsoft Office.
Mortgage Servicing Support Specialist I at Gateway First Bank
Jenks, Oklahoma, United States - Full Time
Skills Needed
Mortgage Servicing, Customer Service, Problem Solving, Ms Office, Communication, Organization, Attention To Detail, Research, Compliance, Contact Center Operations
Specialization
Requires a High School Diploma or GED and 0-2 years of customer service experience. Proficiency in MS Office and basic knowledge of mortgage products and servicing policies are required.
Customer Service Representative II at John Marshall Bank
Alexandria, Virginia, United States - Full Time
Skills Needed
Cash Handling, Customer Service, Cross Selling, Teller Transactions, Compliance, Communication Skills, Attention To Detail, Computer Proficiency, Account Maintenance, Fraud Detection
Specialization
Candidates must have at least one year of experience in a bank branch and a high school diploma or GED. A bachelor's or associate degree and two years of experience are preferred.
Remote Scheduling Assistant (No Experience Needed) at First Western Bank
Phoenix, Arizona, United States - Full Time
Skills Needed
Communication, Organization, Attention To Detail, Independent Work, Basic Tech Skills, Customer Service, Coordination, Scheduling
Specialization
No prior experience is required as training is provided. Candidates should possess strong organizational skills, basic tech proficiency, and a positive attitude.
Dental Assistant at First Western Bank
Summerville, South Carolina, United States - Full Time
Skills Needed
Dental Assisting, Patient Care, Clinical Workflow Management, Charting, Documentation, Communication, Organization, Radiation Safety
Specialization
Candidates should preferably have at least 2 years of dental assisting experience and must hold a South Carolina Radiation Certification. Strong organizational skills and a team-oriented mindset are required.
Experience Required
Minimum 2 year(s)
Caregiver Needed FRISCO Tuesday and Friday 12- 6 PM at First Western Bank
Frisco, Texas, United States - Full Time
Skills Needed
Companionship, Light Housekeeping, Patient Care, Medication Dispensing, Meal Preparation, First Aid, Cpr, Communication, Interpersonal Skills, Mobility Assistance
Specialization
Candidates must have a reliable car, insurance, and preferably previous experience as a caregiver or home health aide. First aid and CPR certifications are required along with the ability to lift heavy objects.
House Keeping - Immediate Hire at First Western Bank
Royersford, Pennsylvania, United States - Full Time
Skills Needed
Cleaning, Sanitization, Infection Control, Chemical Handling, Attention To Detail, Time Management, Professionalism, Reliability, Teamwork, Physical Stamina
Specialization
No prior healthcare experience is required as training is provided for motivated candidates. Applicants should have the physical ability to perform cleaning tasks and a compassionate attitude toward elderly residents.
Remote Scheduling Assistant (No Experience Needed) at First Western Bank
Phoenix, Arizona, United States - Full Time
Skills Needed
Communication, Organization, Attention To Detail, Independent Work, Basic Tech Skills, Customer Service, Coordination, Scheduling
Specialization
No prior experience is required as training is provided. Candidates should possess strong organizational skills, basic tech proficiency, and a positive attitude.
Manager, Data Product at Standard Bank - UK
Accra, Greater Accra Region, Ghana -
Full Time


Start Date

Immediate

Expiry Date

24 Aug, 26

Salary

0.0

Posted On

26 May, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Data Product Strategy, Product Development, Go-To-Market Planning, Agile Development, API, Big Data Infrastructure, Python, B2B Relationship Management, Financial Planning, Budgeting, Data Analysis, Project Management, Enterprise Architecture, Business Case Writing, Pricing Strategy, Corporate Client Management

Industry

Financial Services

Description
Company Description Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you. Job Description To develop and manage a portfolio of information and data products for Stanbic Bank Ghana. The job is responsible for defining and executing data product strategy, new product development and translating product strategy into go to market plans/campaigns. Oversee the creation of new products and the on-going development of product enhancements or services. Qualifications Type of Qualification: First Degree Field of Study: Business Commerce Type of Qualification: Post Graduate Diploma Field of Study: Marketing Experience Required Data & Analytics 1-2 years Experience in technology/information solution environment with exposure to enterprise architecture and how technology interacts with other components of solution. Understanding of managing development pipeline and process using agile development principles. Experience in connection mechanisms e.g. host to host /XML programming/Application Programming Interfaces. Familiar with typical big data infrastructure (e.g. HDFS, Scala, Spark, Splunk) & traditional relational database structures & Python. 5-7 years Management of corporate client relationship (where client operates in B2B) and experience of understanding client issues and creating solutions and fitting products to solve client problems. 5-7 years Setting of product pricing, writing of business cases and financial plans. Understanding of finance management information, key financial statements, budgeting and measurement. Additional Information Behavioural Competencies: Developing Strategies Exploring Possibilities Interpreting Data Producing Output Providing Insights Technical Competencies: Banking Process & Procedures Data Analysis Product and Services Knowledge Product Development Project Management (Project Mgmt) Business Segment: Business & Commercial Banking

How To Apply:

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Responsibilities
Develop and manage a portfolio of information and data products for Stanbic Bank Ghana. This includes defining data product strategy, overseeing new product creation, and executing go-to-market plans.
Manager, Data Product at Standard Bank - UK
Accra, Greater Accra Region, Ghana - Full Time
Skills Needed
Data Product Strategy, Product Development, Go To Market Planning, Agile Development, Api, Big Data Infrastructure, Python, B2b Relationship Management, Financial Planning, Budgeting, Data Analysis, Project Management, Enterprise Architecture, Business Case Writing, Pricing Strategy, Corporate Client Management
Specialization
Requires a bachelor's degree in Business/Commerce and a postgraduate diploma in Marketing. Candidates need 5-7 years of experience in B2B client management and financial planning, plus 1-2 years of technical experience in data analytics and big data infrastructure.
Experience Required
Minimum 5 year(s)
Senior Commercial Underwriter at Wilson Bank Trust
Lebanon, Tennessee, United States - Full Time
Skills Needed
Commercial Underwriting, Credit Policy Analysis, Financial Statement Analysis, Cash Flow Modeling, Risk Assessment, Loan Structuring, Microsoft Excel, Tax Return Interpretation, Internal Controls, Regulatory Compliance, Mentoring, Critical Thinking, Problem Solving, Interpersonal Communication, Time Management, Project Management
Specialization
Requires a bachelor's degree in business, accounting, or finance with at least 7 years of related experience. Candidates must possess advanced Microsoft Excel skills and the ability to analyze complex personal and business financial statements.
Experience Required
Minimum 5 year(s)
Customer Liaison Officer at Standard Bank - UK
Fish Hoek, Western Cape, South Africa - Full Time
Skills Needed
Customer Service, Active Listening, Communication, Interpersonal Skills, Problem Solving, Banking Software, Client Servicing, Customer Reception, Product Knowledge, Attention To Detail
Specialization
Requires a National Certificate (NQF5) or equivalent and 1-2 years of branch banking experience. Candidates must possess strong communication skills and proficiency in banking software.
Data Privacy Manager at Standard Bank - UK
Nairobi, Nairobi County, Kenya - Full Time
Skills Needed
Data Privacy, Information Risk Management, Regulatory Compliance, Audit, Information Security, Risk Identification, Risk Management, Information Management, Stakeholder Management, Analytical Thinking, Critical Thinking, Attention To Detail, Gdpr, Kenya Data Protection Act, Strategic Alignment
Specialization
Candidates must hold a first degree in Information Technology, Law, or a related field. The role requires 5-7 years of expert experience in data privacy, preferably within the financial sector, along with strong audit and regulatory knowledge.
Experience Required
Minimum 5 year(s)
Lead, Hub at Standard Bank - UK
, Rivers State, Nigeria - Full Time
Skills Needed
Business Banking, Relationship Management, Strategy Development, Market Development, Client Value Propositions, Financial Management, Data Science, Digital Platform Management, Customer Experience, Business Communication, Presentation Skills, Process Governance, Sales, Team Leadership, Portfolio Management
Specialization
Candidates must possess a first degree in a business-related field and 15-18 years of extensive experience in business banking and strategy. A strong background in managing digital platforms and a proven track record in growing client bases and balance sheets are essential.
Experience Required
Minimum 10 year(s)
Payments Claim Specialist at City National Bank
Los Angeles, California, United States - Full Time
Skills Needed
Payment Fraud Investigation, Dispute Resolution, Regulatory Compliance, Banking Procedures, Chargeback Processing, Data Analysis, Quality Assurance, Critical Thinking, Customer Service, Microsoft Word, Microsoft Outlook, Microsoft Excel, Multitasking, Communication Skills, Attention To Detail, Financial Reporting
Specialization
Candidates must possess a Bachelor's degree or equivalent and at least two years of experience in back-office banking or accounting. Proficiency in Microsoft Office suite and the ability to work effectively in a metrics-driven, team-oriented environment are required.
Experience Required
Minimum 2 year(s)
Senior Payments Administrator at Standard Bank - UK
Douglas, Isle of Man, Isle of Man - Full Time
Skills Needed
Foreign Exchange Transactions, Banking Operations, Anti Money Laundering, Know Your Customer, Payment Processing, Workflow Management, Customer Service, Risk Management, Business Intelligence, Client Relationship Management, Continuous Improvement, Creative Problem Solving, Commercial Acumen, Data Interpretation, Stakeholder Management
Specialization
Candidates must have 3-4 years of experience in banking operations and a minimum qualification of a secondary or high school education. Proficiency in identifying and escalating suspicious activities related to AML/KYC regulations is essential for this role.
Experience Required
Minimum 2 year(s)
Senior AML Analyst - Transformation Coordinator at Aegean Baltic Bank
Municipality of Marousi, Attica, Greece - Full Time
Skills Needed
Aml Compliance, Kyc/Cdd, Transaction Monitoring, Regulatory Readiness, Eu Aml Single Rulebook, Risk Assessment, Ubo Identification, Data Analysis, Uat, Policy Drafting, Sar/Str Reporting, Sanctions Screening, Business Analytics, Project Coordination, Compliance Culture, English Fluency
Specialization
Requires a bachelor's degree in Banking, Business, Statistics, or a related field with at least 4 years of AML risk experience. Candidates must have strong familiarity with EU AML directives and hands-on experience with Transaction Monitoring and CDD tools.
Experience Required
Minimum 2 year(s)
Mortgage Underwriter at Gateway First Bank
Plano, Texas, United States - Full Time
Skills Needed
Mortgage Underwriting, Credit Analysis, Loan Documentation, Regulatory Compliance, Risk Assessment, Fraud Detection, Conventional Loans, Fha, Va, Rd, Loan Origination Software, Microsoft Word, Microsoft Excel, Microsoft Outlook, Analytical Skills, Communication Skills
Specialization
Candidates must have a bachelor's degree or equivalent experience and at least 5 years of mortgage underwriting experience. Proficiency in conventional, FHA, VA, and RD loan programs is required, with a preference for DE or SAR certifications.
Experience Required
Minimum 5 year(s)
Scientist, Data at Standard Bank - UK
Mbabane, Hhohho Region, Eswatini - Full Time
Skills Needed
Data Mining, Statistical Analysis, Machine Learning, Data Visualisation, Software Engineering, Etl, Credit Scoring, Propensity Modeling, Churn Modeling, Technical Business Intelligence, Project Management, Data Architecture
Specialization
Requires a first degree in Information Studies or Technology with 3-4 years of experience in data analytics and software engineering. Proficiency in tools like SAS, R, SPSS, Power BI, and Tableau is essential.
Experience Required
Minimum 2 year(s)
Mortgage Underwriter at Farmers State Bank
Lagrange, Indiana, United States - Full Time
Skills Needed
Mortgage Underwriting, Loan Processing, Risk Analysis, Compliance, Customer Service, Appraisal Review, Title Work, Hmda Reporting, Escrow Management, Data Entry, Analytical Skills, Communication, Fhlbi Guidelines, Secondary Market Reporting, Detail Oriented
Specialization
Candidates must have at least 5 years of experience in loan processing and operations. Proficiency in computer systems, lending products, and regulatory compliance is required, along with strong analytical and customer service skills.
Experience Required
Minimum 5 year(s)
Laon Document Preparation Specialist II at Gateway First Bank
Jenks, Oklahoma, United States - Full Time
Skills Needed
Loan Documentation, Consumer Lending, Commercial Lending, Laserpro, Loan Operations, Compliance, Ucc Searches, Title Searches, Flood Determinations, Credit Memos, Bsa/Aml, Ofac, Glba, Communication Skills, Ms Office
Specialization
Candidates must have a high school diploma and 2-4 years of experience in loan documentation or a related banking field. Proficiency in loan documentation software and thorough knowledge of lending compliance and procedures are required.
Experience Required
Minimum 2 year(s)
Lending Support Specialist at Wilson Bank Trust
Lebanon, Tennessee, United States - Full Time
Skills Needed
Commercial Lending Support, Credit Analysis, Document Preparation, Compliance Review, Loan Underwriting, Risk Management, Microsoft Office, Ucc 1 Law, Lien Perfection, Deeds Of Trust, Analytical Thinking, Problem Solving, Interpersonal Communication, Time Management, Data Entry, Technical Guidance
Specialization
A bachelor's degree in finance, business administration, or a related field is required, with one year of experience in commercial lending support preferred. Candidates must possess strong knowledge of lending regulations, collateralization, and proficiency in Microsoft Office.
Mortgage Servicing Support Specialist I at Gateway First Bank
Jenks, Oklahoma, United States - Full Time
Skills Needed
Mortgage Servicing, Customer Service, Problem Solving, Ms Office, Communication, Organization, Attention To Detail, Research, Compliance, Contact Center Operations
Specialization
Requires a High School Diploma or GED and 0-2 years of customer service experience. Proficiency in MS Office and basic knowledge of mortgage products and servicing policies are required.
Customer Service Representative II at John Marshall Bank
Alexandria, Virginia, United States - Full Time
Skills Needed
Cash Handling, Customer Service, Cross Selling, Teller Transactions, Compliance, Communication Skills, Attention To Detail, Computer Proficiency, Account Maintenance, Fraud Detection
Specialization
Candidates must have at least one year of experience in a bank branch and a high school diploma or GED. A bachelor's or associate degree and two years of experience are preferred.
Remote Scheduling Assistant (No Experience Needed) at First Western Bank
Phoenix, Arizona, United States - Full Time
Skills Needed
Communication, Organization, Attention To Detail, Independent Work, Basic Tech Skills, Customer Service, Coordination, Scheduling
Specialization
No prior experience is required as training is provided. Candidates should possess strong organizational skills, basic tech proficiency, and a positive attitude.
Dental Assistant at First Western Bank
Summerville, South Carolina, United States - Full Time
Skills Needed
Dental Assisting, Patient Care, Clinical Workflow Management, Charting, Documentation, Communication, Organization, Radiation Safety
Specialization
Candidates should preferably have at least 2 years of dental assisting experience and must hold a South Carolina Radiation Certification. Strong organizational skills and a team-oriented mindset are required.
Experience Required
Minimum 2 year(s)
Caregiver Needed FRISCO Tuesday and Friday 12- 6 PM at First Western Bank
Frisco, Texas, United States - Full Time
Skills Needed
Companionship, Light Housekeeping, Patient Care, Medication Dispensing, Meal Preparation, First Aid, Cpr, Communication, Interpersonal Skills, Mobility Assistance
Specialization
Candidates must have a reliable car, insurance, and preferably previous experience as a caregiver or home health aide. First aid and CPR certifications are required along with the ability to lift heavy objects.
House Keeping - Immediate Hire at First Western Bank
Royersford, Pennsylvania, United States - Full Time
Skills Needed
Cleaning, Sanitization, Infection Control, Chemical Handling, Attention To Detail, Time Management, Professionalism, Reliability, Teamwork, Physical Stamina
Specialization
No prior healthcare experience is required as training is provided for motivated candidates. Applicants should have the physical ability to perform cleaning tasks and a compassionate attitude toward elderly residents.
Remote Scheduling Assistant (No Experience Needed) at First Western Bank
Phoenix, Arizona, United States - Full Time
Skills Needed
Communication, Organization, Attention To Detail, Independent Work, Basic Tech Skills, Customer Service, Coordination, Scheduling
Specialization
No prior experience is required as training is provided. Candidates should possess strong organizational skills, basic tech proficiency, and a positive attitude.
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