Accountant

at  Total Community Credit Union

Description:
About Us!
Total Community Credit Union has been serving the local Downriver community for over 60 years. We are a full-service Credit Union specializing in competitive loan rates, low payments, and flexible terms to make it easy for almost anyone to achieve their goals. Here at TCCU our members are our focus and employees operate as a family.
Accountant Position
The Accountant is responsible for managing and analyzing the financial operations and performance of the credit union. This role will directly impact strategic decision-making, financial planning, and the long-term success of the organization. It includes working closely with the accounting team and executive leadership to provide insights and recommendations based on financial data. Accounting functions may include assistance in the following areas: ALM, AP, AR, audits, budgets, collections, GL, financial analysis, financial reporting, risk management, investments, payroll, purchasing, taxes, treasury, and vendor management.
The right candidate will successfully collaborate cross-functionally with accounting, lending, operations, and member services to achieve financial goals and enhance operational efficiency. They will actively search for opportunities to improve the financial position of the credit union, reduce financial risk, and detect potential beneficial investments. In addition, the Accountant will analyze and optimize operational costs and make recommendations to improve cost efficiency. Experience in preparing and presenting monthly financial reports, including income statements, balance sheets, and cash flow statements is necessary.
Benefits

We take pride in offering our team members exceptional benefits and paid time off including:

• Medical insurance
• Dental insurance
• Vision insurance
• 401(k) plan
• 401(k) match
• Company paid life insurance
• Company paid LTD, STD & AD&D
• Paid time off
• Paid holidays

Requirements:

Education and Experience

• HS diploma, GED, or equivalent required.
• A bachelor’s degree in accounting, finance, or related field is strongly preferred.
• CPA, advanced degree, and relevant certifications are ideal.
• A minimum of 3-5 years of experience in financial analysis, preferably in a credit union, banking or financial services industry.
• Previous experience within a credit union or bank is highly preferred.

Skills and Competencies

• Thorough understanding of GAAP, finance regulations, profitability analysis, and modeling.
• Strong proficiency in data analysis and use of financial software.
• Savvy computer skills including proficiency in database and accounting systems, Microsoft Word, Excel, and PowerPoint.
• Excellent verbal communication and presenting skills.
• Ability to read, analyze, and interpret financial reports, tax documents, general ledgers, and legal documents.
• Ability to understand external economic conditions.
• Ability to speak effectively before groups of members, employees, and regulatory agencies.
• Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to make decisions, act, and accept responsibility for results.
• Ability to act appropriately and professionally in any situation.
• Ability to operate general office machinery and equipment such as photocopier, fax machine, computers, laptops, and telephones.

TCCU is proud to offer equal employment opportunity to all qualified applicants without regard to race, color, sex, gender identity or expression, sexual orientation, age, religion, disability status, national origin, genetics, protected veteran status, or any other protected categories

Please refer the Job description for details