Analyst Credit Support

at  Banque Laurentienne

QUALIFICATIONS

• University Degree in a related field and 1 to 3 years of related experience or College Diploma and 3+ years of related experience in a financial institution.
• Knowledge of lending products, leasing experience is preferred.
• Knowledge of the financial services industry and its regulatory environment.
• Demonstrated ability to use initiative and good judgment.
• Excellent problem solving, initiative, decision making, analysis and negotiation skills.
• Ability to identify process improvements and communicate these to their supervisor
• Computer literacy in Microsoft Office (Word, Excel and PowerPoint) and Outlook a must.
• Bilingual* (French/English) is preferred
• Excellent verbal and written communication skills
• Ability to think outside of the box and creatively manage stressful day-to-day tasks and deadlines
• Outstanding team player
• Must be detail oriented with strong organisational and analytical skills
• Ability to work well with others in fast paces, dynamic environment
• “Qualifications
  Professional working proficiency in French and English languages required as position involves frequent written and oral communication on complex matters with internal and external parties in both languages.”

• Enters information into various systems, ensuring accuracy and attention to detail
• Investigate, evaluate, set conditions, recommend approvals or declines ensuring compliance with the current legislation and with the policies, programs and procedures of LBC Capital.
• Gathers necessary information required to co ordinate and analyze credit application and submits recommendations
• Communicates directly with the Vendor/Dealer/Broker/Account Executive working with internal teams (Sales, Legal, Compliance and Operations) to gain a thorough understanding of the transaction.
• Perform analysis of customer situation (financial statement, credit bureau, collateral gap) to make informed decision and recommendations on finance requests
• Recommend and present transactions to senior Credit officers
• Understanding of the company business, economic, industry risk, policies and procedures
• Verifies data and information on credit applications to ensure their accuracy
• Ensures attainment of service standards for processing applications in accordance with company policies and procedures.
• Replies to internal and external client queries and provides solutions or escalates the concern to the appropriate authority.
• Keeps up to date on applicable legislation, as well as on the Bank’s policies, programs, procedures and market trends.
• Participates in special projects and carries out any other similar or general task at the request of their superior or that may be required by their function.
• Prioritizes and manages multiple tasks, projects while working with deadlines