Analyst - Fraud, Loss Prevention and Compliance

at  General Motors

QUALIFICATIONS:

• Bachelor’s degree holder preferably Business, Finance or related discipline
• Strong knowledge of Microsoft Office tools, specifically Excel, Word, and Power Point.
• Strong verbal and written communication skills, fluency in conversational English is an advantage
• Fundamental understanding of credit card industry, regulatory and legal compliance, revenue management and call center processes
• Has knowledge or background related to fraud, audit, business related investigations, revenue management, chargeback, working with US entities and individuals, cash accounting, and credit cards is an advantage
• 2 - 4 years relevant experience on operations audit or fraud detection and investigation
• Ability to understand, speak and write Portuguese or Spanish is a plus (requirement for bilingual analysts)

NON-TECHNICAL SKILLS & COMPETENCIES:

• Possess a very high level of integrity - ability to work with highly confidential and sensitive information
• Flexible to work on night-shift, mid/day shift opportunities are minimal
• Flexible to work on holidays and weekends when required
• Possess a positive attitude and is highly reliable
• A team player and can comprehend department priorities and contribute towards organizational goals
• Attention to detail and processing accuracy essential
• Strong organizational and time management skills
• Highly analytical and ability to understand and solve complex/difficult issues, ability to identify potential risks
• Able to learn new things quickly, adapt to a diverse environment and to changing environment
• Able to work in a competitive environment
• Can confidently deal with ambiguity and learn on the fly
• Possess a customer centric mindset
  Shift: Mid to night, hybrid work arrangement

• Complete daily transactions workload as assigned within the agreed service levels.
• Ensure that productivity targets and service level requirements are achieved.
• Ensure that potential losses are identified and avoided.
• Identify suspicious account activity and/or cases that created loss exposure to the business unit.
• Identify fraudulent customer/advisor behaviors and articulate findings to management.
• Create, maintain and comply with the standard operating procedures.
• Execute special projects and perform other duties assigned.
• Process OnStar member subscriptions within agreed service levels including resolution of exceptions and other issues involving subscription renewals.
• Investigate and process credit card chargeback cases.
• Ensure confidentiality of all customer information (i.e. home address, phone number, credit card details, etc.).
• Work closely with the Team Leader and Members in identifying people, process and technology issues.
• Lead and participate in continuous improvement, quality improvement and operational excellence initiatives.
• Support the GBS and GCCX initiatives on transformation and alignment activities.
• Serve as a subject matter expert (SME) and as a back-up for all processes.
• Proactively develop plans to avoid potential problems & take ownership of issues when they arise.
• Investigate and resolve customer billing issues and escalation and credit card and electronic payment disputes.
• Audit customer transactions to identify fraudulent activities committed either by an Advisor, an OnStar Member, or by the Dealership (dealer employee) such as unauthorized subscription enrollment, credit card information theft, and other similar risks.
• Audit customer transactions to verify the validity of the adjustments, refunds made and also making sure that there is no revenue leakage.
• Resolve customer issues (i.e. credit card charges disputes, account maintenance requests) within the scope of existing service level agreements.
• Interact with customers and banks (if necessary) to validate information.
• Identify and communicate new fraud scenarios, process gaps and/or process improvements as observed during ongoing execution of assigned responsibilities, to drive quality output, compliance, process efficiencies, standardization and savings.
• Execute investigation plans, perform reviews and analyze all relevant information to support potential fraud cases. Obtain and analyze all evidences, conduct investigative research and present results to management.
• Interacts with internal and external partners to recommend and perform appropriate actions required to mitigate losses and to provide a positive customer experience.