Analyst (Senior) for Risk Quality Assurance

at  Danske Bank

ANALYST (SENIOR) WITH PERSONAL CREDIT EXPERIENCE FOR DANSKE BANK’S RISK QUALITY ASSURANCE TEAM

Danske Bank is an important part of the financial infrastructure of the Nordics, and it is our key priority to provide customers with the best banking products and services possible. In the Risk Quality Assurance (RQA) team, we support this ambition by ensuring compliance with regulation, internal risk frameworks and credit policies.
We are a global team of 8, primarily anchored in Denmark with colleagues also in Sweden, Finland & Northern Ireland, tasked with providing assurance that we have a solid and effective credit risk framework in place. Through analysis and reporting, we provide in-depth insights for decision makers and ensure we are compliant with regulatory requirements within the credit area. We identify structural issues and team up to find the right solutions together with our stakeholders to strengthen our credit risk culture and existing controls across the Bank.
Currently our offices are located at Holmens Kanal but in spring 2024, we will move location to our new domicile on the Postgrunden next to Copenhagen Central Station.

In this role you will evaluate the Bank’s adherence to the set credit framework based on already performed controlling and other applicable data, with a particular focus on Personal Customers segment in Denmark.

In addition you will:

• Perform various controlling of credit cases, analyse the findings, engage with relevant stakeholders, and create appropriate reporting of the findings in a constructive manner
• Stay up to date on developments within the Group within the Personal Credit area
• Continuously consider potential high-risk areas that are relevant to investigate further and define an appropriate approach

… all with the aim of strengthening the Group’s credit risk culture and adherence to regulatory requirements.