Associate Director, PAM

at  Standard Chartered

Job: Financial Markets
Primary Location: Europe & Americas-United States-New York
Schedule: Full-time
Employee Status: Permanent
Posting Date: 26/Mar/2024, 3:29:49 PM
Unposting Date: Ongoing

ABOUT STANDARD CHARTERED

We’re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can’t wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you’ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Expected annual base pay range for the role is $128,000 USD to $160,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations
Visit our careers website www.sc.com/career

THE ROLE RESPONSIBILITIES

• The PAM team sits within Financing Risk Group alongside the Loan Syndications & Distributions team, Credit Insurance team, and Private & Traded Credit teams. Financing Risk Group sits within the Global Credit Markets (GCM) division
• Proactive management of the credit risk (monitoring and analysis) of a complex portfolio of GCM accounts in close co-ordination with the originating deal team
• Effective management of the returns of the portfolio through timely identification of existing and potential low returning facilities , and involvement in identifying and executing the most suitable optimisation strategy
• The PAM team portfolio covers the following products: Project Finance, Shipping Finance, Leverage and Acquisition Financing, Commercial Real Estate Financing, Financing Solutions, ABL, and Fund Finance

ROLE SPECIFIC TECHNICAL COMPETENCIES

• Ability to undertake credit analysis and evaluation and understanding of risks associated with Global Credit Market deals
• Financial analysis of a complex customer base using credit skills; ratio analysis; balance sheet and cashflow analysis;
• Oral and written communication skills
• Able to analyse excel-based financial models;
• Risk Management and Internal Controls
• Risk-return, RWA, RoRWA, and ECL calculations
• Understanding of Financing Risk / optimisation / NAR strategies
• Manage Conduct
• Compliance - Governance, Oversight and Control
• Business - Strategy and Model
• Business - Market Knowledge

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long ter